The crispness of fall will soon be in the air & you’re eager to get into the home- buying market? What can you afford?

Check selling prices of comparable area homes. You want to know the total monthly cost, including taxes & homeowners insurance.

Find out what you’ll pay in closing costs — Including lender, title & settlement fees, taxes & prepaid items like homeowners insurance or association fees.

Talk to a reputable agent about the current home-buying climate. Will prices continue falling? Have we hit bottom? Will home prices be on the rise soon?