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Falling mortgage rates cause problems

A record number of homeowners is refinancing, causing a backlog in the system, according to Eldad Moraru, a realtor with Long & Foster.

Emergency guide: What you should do to prepare for emergencies

WASHINGTON — Do you know what you'd do if an emergency hits? What if you're at work, your spouse is stuck in traffic and your children are in school? There's no way to plan for every emergency, but you can make sure you're prepared for different scenarios, including making a plan for your family and building a kit of emergency supplies.
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