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British voters have spoken in local elections seen as a verdict on Keir Starmer’s leadership

LONDON (AP) — British voters cast ballots Thursday in local and regional elections that could shake up the country’s politics and deliver a heavy blow to embattled Prime Minister Keir Starmer.

Starmer’s center-left Labour Party is bracing for big losses in polls that will choose about 5,000 local councilors and a handful of mayors across England, as well as semiautonomous parliaments in Scotland and Wales. They are the biggest set of elections since Labour swept to power in a landslide in July 2024, and Starmer’s opponents have painted them as a midterm referendum on the prime minister.

Polls closed at 10 p.m. (2100 GMT), and some local authorities will count ballots overnight, but the bulk of the results are likely to be declared on Friday afternoon.

A rout could trigger moves by restive Labour lawmakers to oust a leader who led them to power less than two years ago. Even if Starmer survives for now, many analysts doubt he will lead the party into the next national election, which must be held by 2029.

Starmer’s popularity has plunged after repeated missteps since he became prime minister in July 2024. His government has struggled to deliver promised economic growth, repair tattered public services and ease the cost of living — tasks made harder by the U.S.-Israeli war with Iran, which has choked off oil shipments through the Strait of Hormuz.

The prime minister has been further hurt by his disastrous decision to appoint Peter Mandelson, a scandal-tarnished friend of Jeffrey Epstein, as Britain’s ambassador to Washington.

Labour is defending about 2,500 seats on English local councils, and party members are apprehensive it may lose many of them.

Starmer already survived a crisis in February, when some Labour lawmakers, including the party’s leader in Scotland, urged him to quit over the Mandelson appointment.

He has vowed to serve out his five-year term, but a bad result could spark a challenge from a high-profile rival such as Health Secretary Wes Streeting, former Deputy Prime Minister Angela Rayner or Greater Manchester Mayor Andy Burnham. Alternately, Starmer could face pressure from the party to set a timetable for his departure after an orderly leadership contest.

Hard-right Reform UK expected to win big

Luke Tryl of pollster More in Common said the local elections are likely to see “the total collapse of the traditional two-party system” that was dominated for decades by the Labour and Conservative parties.

The big winner is expected to be hard-right party Reform UK, led by Nigel Farage, which is aiming for working-class, former Labour strongholds in England’s north and on London’s outer edges with its anti-establishment, anti-immigration message. The Green Party is also likely to gain hundreds of council seats in urban centers and university towns.

The main opposition Conservative Party is also expected to lose ground, with the centrist Liberal Democrats making some gains.

Starmer didn’t even mention the Conservatives in his final preelection message, framing it as a choice between “progress and a better future” under Labour and “the anger and division offered up by Reform or empty promises from the Greens.”

Farage said on the eve of the election that a strong result for Reform would mean Starmer is “gone by the middle of summer.”

Both Reform UK and the Greens have grown rapidly in the last year or two, and are facing increased scrutiny as a result. Farage is facing questions over a 5 million pound ($6.8 million) donation from a cryptocurrency billionaire that he accepted in 2024, but did not declare. He says it was a personal gift.

The environmentalist Greens, who have stressed their pro-Palestinian credentials under self-described “eco populist” leader Zack Polanski, have fired several candidates for antisemitic social media posts.

Reform also is eyeing breakthroughs in Scotland and Wales, though pro-independence nationalists the Scottish National Party and Plaid Cymru are likely to form governments in Edinburgh and Cardiff.

“Labour’s going to lose to Reform in some places, Greens in others, and here and there they’ll lose one or two seats to the Liberal Democrats and the Conservatives as well,” said Tony Travers, a professor of government at the London School of Economics. “They’re fighting on four fronts in England — five in Wales and Scotland.”

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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