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3 questions for Maryland Terrapins men’s basketball entering the 2020-21 season

3 questions for Maryland Terps men's basketball entering the season originally appeared on NBC Sports Washington

A year makes a huge difference for Mark Turgeon’s Maryland Terrapins heading into the 2020-21 college basketball season. 

Entering the coronavirus pandemic, the Terps were riding high as a co-Big Ten champion and en route to another NCAA Tournament bid. This year? Making the tournament seems to be a long shot. 

This offseason Maryland lost its two biggest stars and contributors to the roster. Jalen Smith (NBA Draft) and Anthony Cowan Jr. (graduation) were responsible for over 44% of the Terps offense last year and there is no obvious player to fill in their shoes. With a few guys also transferring out, Maryland only enters the season with four players on last year’s roster that averaged more than seven minutes a game. 

There are two transfers, Jarius Hamilton and Galin Smith, who each come to College Park without the experience of carrying a big load in their previous stops. Hamilton’s eligibility status is still unknown if he can play this season. Neither, though, present a huge case for being one of the top players to lead the team. 

Aside from them, the Terps have a large chunk of wing players that were great pieces on a Cowan-Smith led offense. The trio of Eric Ayala, Aaron Wiggins and Darryl Morsell bring a mix of skills to the wing – where a majority of the team’s depth lies. But it’s difficult for any team to have March aspirations with only their wing depth being the biggest asset. Others will have to step up to pick up where the previous group left off.

Here are three questions the Terrapins will need to answer to be successful this season:

Will Chol Marial take the next step forward?

Of all the players on Maryland’s roster, Chol Marial easily has the most hype of anyone. At 7-foot-2, the South Sudanese player is easy to spot on the Terps roster. It’s hard for fans not to be excited about what he could potentially bring to this roster once you have a glimpse of his massive, lanky frame on the court. 

With Smith’s departure, there is a massive hole in the paint that wasn’t replenished during the offseason. Transfer forwards Hamilton and Smith, if the former is eligible, were rarely put in position as the biggest player on the floor at their previous two schools. Even if they can play this season it would be tough to rely on them. And the only other player taller than 6-foot-7 is freshman Arnaud Revaz.

That really leaves a lot of the responsibility on Marial, who averaged five minutes in 13 games last year, to carry the post. Much of his limitations were due to stress fractures in both of his legs. Once healthy, there wasn’t much time left on the season to efficiently move him into the rotation. 

Expectations shouldn’t be him producing at a Jalen Smith-type level – although Turgeon has had success developing big men with Smith and Bruno Fernando. Still, Maryland will need something out of him and something greater than when he fouled more than he scored in 2019-20. 

Who can take over Anthony Cowan’s role as the top PG?

Cowan had locked down the point guard position ever since he stepped on campus in 2016. Four years is a long time to be set at one of the most pivotal positions in college basketball and quite frankly they were spoiled with his efficiency and availability at the position. 

Now there are several directions they can go. Junior Eric Ayala (recruited and played primarily as a two-guard) garnered some facilitator responsibilities last season with Cowan at his side. There are also two freshmen, Aquan Smart and Marcus Dockery who look to contend for minutes as well. 

Given some restrictions in place due to COVID, likely Ayala will be thrust into that role at the start of the season. It’s not a spot that he’ll necessarily thrive in, but one where he will be more than adequate for the Terps needs. Ayala doesn’t provide the same 3-point threat as Cowan or downhill attacking mentally that he brought, however, he is the best ballhandler of the returners.

If all goes well Smart and/or Dockery, who are more natural point guards, will quickly develop to Turgeon’s system and gain the confidence to get significant minutes in the rotation. 

Either way, someone has a big hole to fill in the roster and a lot of weight will be on whoever it is without another established playmaker on the roster. 

What version of Aaron Wiggins will the Terps get?

Wiggins had a lot of attention early on during his sophomore season due to his ability to knock down shots from range. Before long, many acknowledged him as the team’s best 3-point threat. Yet, despite some incredible single-game performances, he was only the fourth-best deep-ball shooter for Maryland. 

There were several inconsistencies from the 6-foot-6 guard throughout the year. By the middle of the season – where it culminated with a goose-egg zero-point performance against Iowa – he was benched and was regulated there for the rest of the season. It necessarily wasn’t a demotion though since he still had starter’s minutes in Turgeon’s rotation. But, it definitely reflected some of his play. 

During the season he shot 31.7% from three and was only slightly better from the field (37.7%). He’s inconsistent, but don’t mistake his talent. There was his explosive 17-point outing against Northwestern that was eventually one-upped with his 20-point, six 3-pointer night against Ohio State. 

Those were typically the norm, but there were far too many bad nights that offset those.

Bad nights from Wiggins are going to have to be limited with the scoring burden likely falling on him. He’s the only scorer coming back after scoring 10+ points a game and likely the biggest playmaking threat on the roster. Wiggins will likely need to be the go-to guy for the Terps to have any chance of making a deep run this year.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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