Building a budget doesn’t require saying goodbye to every small luxury and tiny treat.

Instead, making a spending plan can help you identify budgetary leaks and make room for worthwhile splurges.

Read on for details on which expenses you should be cutting from your budget, with advice from U.S. News My Money bloggers and other experts.

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Dodge these regular expenses.

While some of these expenses are small, they add up over time and put unnecessary pressure on your budget:

— Credit card interest payments

— Your cable bill

— Unneeded insurance

— Pricey gym memberships and exercise classes

— Costly gifts

— Cigarettes and e-cigarettes

— Your pricey cellphone plan

— Takeout and delivery meals

— Bloated financial commissions

— Full-priced items

Trim these costs to get the most out of your budget.

More from U.S. News

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12 Useless Fees Draining Your Budget

10 Big Ways to Boost Your Budget — Without Skimping on Your Daily Latte

10 Expenses Destroying Your Budget originally appeared on usnews.com