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The Best Strategies for Writing an Effective Resume Summary

How do you describe years of work history in three to four sentences in your resume and LinkedIn profile? It is a daunting task that many professionals dread — with good reason. It is a challenge to summarize who you are as a business professional. It is even more daunting when you factor in that the best summaries are written with a specific job in mind so that it is relevant to a future hiring manager. The good news is that there are strategies you can use to simplify the process and increase the effectiveness of your summary. Here are some tips to help.

[See: 8 Ways Millennials Can Build Leadership Skills.]

Ask at least three managers and co-workers what they think is the top way you make an impact at work. This is the best place to start because most of us do not have a clear sense of how others view us. An additional benefit is that this strategy helps with writer’s block. It also aids the modest employee who struggles with talking about his best traits (or is too hard on himself to recognize his value). It also benefits newer-to-career professionals who may not have a developed understanding of how to assess their value at work. A younger employee may think she is best known for being the smartest in the room, but her team and manager may appreciate her willingness to research and suggest innovative ideas that break with convention.

It is also important to ask at least three people. One viewpoint is great — but it may be isolated or limited. Your summary will be viewed by many people when you are job seeking, so having a well-rounded perspective is more likely to best represent you and perform better with a larger audience.

Ask a few of your long-term friends and family members what they think are your best traits or what you are known for. These could be things like you are the glue that holds people together. Or, you could be the calm in a storm, or the voice of reason. These observations are likely to show soft skills that have been developed over time and are likely to come most naturally to you. Again, the answers may surprise you — but be open to the observations and think about how they apply in a work setting. In other words, how does your ability to be “the calm in a storm” add value to a future employer? How have you used that strength professionally to accomplish more, exceed standards, create a motivating environment, et cetera?

[See: The 8 Stages of a Winning Job Search.]

Your third step is to find at least three job descriptions of roles in which you are both qualified and interested. Note commonalities among the positions — what traits, skills, experience or accomplishments are requested? This is called “target role deconstruction.” You are analyzing the requested components and descriptions to determine what in your background is relevant and desired. Make a list of requirements in priority order and highlight the top three to four.

Now, compare your list of what is requested to what has been said about you. Use your judgment to decide what truly reflects your impact and value and is also in demand for your future target role. The best summaries marry what the market demands with what you uniquely do best. If you excel in something that is not in demand, that experience or qualification should not take up space in your summary.

Required technical skills versus bigger picture impact. It is also helpful to distinguish between more sophisticated skills that make an impact versus technical requirements. For example, an accountant job description may require a CPA, knowledge of Excel, analytical ability, superior communication skills, detail orientation and industry knowledge in the tech sector. The technical requirements (the CPA certification and Excel knowledge) are likely to be seen in your title, education or a list of skills. There is no need to use up lines in your summary to restate these things — unless you have none of the other requirements. Instead, illustrate your superior communication skills and detail orientation by providing the specifics, such as you frequently compiled reports and presented detailed recommendations to senior executives and earned the highest marks in your performance review. These accomplishments are both unique to you and in demand. Great summary statements show strengths and often can be validated, as in a performance review. This level of detail and evidence is superior to simply writing that you are “Analytical and detail-oriented with superior communication skills.”

[See: Famous CEOs and Executives Share Their Best Career Advice.]

A final note about the voice of a summary: It is not written in first person in a resume. Resumes are considered formal documents and should not use I, me, my. Instead, your summary is written as if someone was introducing you before a speech — without ever saying your name. For example, “Marketing executive known for innovative and effective digital strategies poised to grow a startup team.” Be sure to keep it in the same verb tense and watch for overused buzzwords that may minimize its value. Keep it to three to four sentences, as anything longer waters down its impact and may cause it to not be read at all.

Summary writing is a challenge. After all, how can a few sentences truly do justice to years of work experience? Keep in mind that the purpose of a summary is to truthfully entice a reader to stop to look at your resume in more depth. It is an attention management tool. Unique, relevant, concise and easy to understand summaries are the most effective introductions into a resume.

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The Best Strategies for Writing an Effective Resume Summary originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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