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More of Today’s College Students Striving for Perfection, Study Says

By U.S. News & World Report

It may seem like a nebulous assertion that college students today are more likely to be perfectionists than generations before them. But new research shows perfectionism is indeed on the upswing — and it could be affecting the mental health of people in this age group.

Researchers analyzed data from American, Canadian and British college students who completed the Multidimensional Perfectionism Scale, a test measuring perfectionism across generations. The test included three measures of perfectionism:

— Self-oriented (irrational need for perfection)

— Socially prescribed (thinking others expect a lot from them)

— Other-oriented (putting unrealistic standards on other people)

Data indicated that between 1989 and 2016, self-oriented perfectionism ticked up by 10 percent, followed by 33 percent for socially prescribed perfectionism and 16 percent for other-oriented perfectionism. This research was published recently in Psychological Bulletin, an American Psychological Association journal.

Thomas Curran, lead study author and lecturer at the University of Bath in the U.K., said in a statement that millennials feel pressure to perfect themselves partly out of social media use that leads them to compare themselves to others. This theory, though, he said hasn’t been tested and research is required to confirm it’s true.

Still, young people are responding to the world around them.

“Meritocracy places a strong need for young people to strive, perform and achieve in modern life,” Curran continued in the statement. “Young people are responding by reporting increasingly unrealistic educational and professional expectations for themselves. As a result, perfectionism is rising among millennials.”

This need for perfection could be affecting college students’ mental health, according to co-author Andrew Hill of York St John University in the U.K. Hill pointed to higher student depression, anxiety and suicidal thought levels compared to a decade prior.

According to the 2014 National Survey of College Counseling Centers, 52 percent of respondents said patients “had severe psychological problems” — up from 44 percent in just 2013.

Hill suggested both schools and policymakers work on limiting competition for the sake of their students’ mental health.

“Today’s young people are competing with each other in order to meet societal pressures to succeed and they feel that perfectionism is necessary in order to feel safe, socially connected and of worth,” Curran added.

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More of Today’s College Students Striving for Perfection, Study Says originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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