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Does My Child Have Seasonal Affective Disorder?

January is often a peak month for the expression of seasonal affective disorder in people of all ages. While adults are often aware of what they experience as annual “winter blues,” many parents don’t realize that some children will also suffer from the mood disorder due to shorter days and less sunlight.

A child may not realize or verbalize they are feeling depressed. Instead, you might notice that your child is more irritable and short-tempered, tired and has little energy and more difficulty concentrating on tasks like school work; and — while symptoms vary — the child may also find less pleasure in things he or she used to really enjoy. Some children will experience a change in appetite or preferred diet, often craving more carbohydrates.

For these symptoms to indicate seasonal affective disorder, they must happen at a particular time of year for more than one year and go away as that time of year passes. Usually it begins in very late fall as the clock changes and lifts in mid-spring as the days lengthen again.

[Read: What Parents Should Know About Teen Depression.]

Some children will only have a few symptoms, such as irritability and lethargy, and these symptoms may occur seasonally but may not rise to the level of a disorder. If, however, your child has symptoms severe enough to interfere with the child’s ability to function — like, for example, you notice that you child’s school performance has begun to suffer — or the child’s relationships become very strained, then this will certainly require treatment.

There seems to be something about diminished exposure to daylight that effect the levels of the chemicals serotonin and melatonin in the brain. Serotonin affects mood and melatonin affects sleep, helping control sleep and wake cycles.

[See: Seasonal Affective Disorder: 8 Ways to Feel Better.]

Treatment for seasonal affective disorder often centers around a medication that increases serotonin levels, psychotherapy to treat depressive symptoms, or both.

Specific to the treatment of seasonal affective disorder for adults is the use of light box therapy. This therapy involves being exposed to a special type of light that mimics the ultraviolet light from the sun without the harmful rays and can be used at home for 20 to 30 minutes each morning. This should be done under the supervision of a mental health professional, however, since some patients who may, unbeknownst to themselves, have the potential for bipolar mood swings can develop hypomania — a milder form of mania. In addition, research on the efficacy of light therapy for seasonal affective disorder has been in adults. The jury is still out regarding children.

[See: 10 Concerns Parents Have About Their Kids’ Health.]

If your child seems to be experiencing a milder version of winter blues or if you know from past seasons that this could be an issue, several things can be helpful in either preventing or managing milder symptoms. These include daily exercise, healthy eating, maintaining a regular sleep schedule — and ensuring the child gets ample rest — and having emotional support. Make sure your child knows they can and should come to you to talk about any feelings they may be struggling with.

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Does My Child Have Seasonal Affective Disorder? originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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