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Inspiration After Injury: an Analysis of the Athletic ‘It’ Factor

Over the course of a decades-long career in orthopedic sports medicine, I’ve had numerous opportunities to see some of our world’s most heralded athletes at their absolute best — and sometimes, at their post-injury worst. As a sideline physician at many championship games, watching a pro athlete’s feats of athleticism captivate millions of people is awe-inspiring. But as a surgeon who also cares for people who have sustained serious orthopedic injuries, I also get a unique view of what true athletic grit looks like when no one’s watching. I’m here to tell you that witnessing an athlete’s come-back after injury is awesome to behold. And I think there are lessons in it for everyone — whether or not you have a professional sports career.

[See: 7 Pieces of Workout Gear to Ditch or Replace.]

If you’re into American football, the regular season has just begun. It was plagued by a preseason fraught with injuries, including numerous ACL tears. With lots of commentary and speculation as to the future prospects for these players, I’m often fascinated by the amount of time we spend on the analysis of the injury itself and how little is spent on disecting the amazing comeback once the injury is treated and healed and the player returns to the field. I’m here to tell you that an individual’s recovery and rehabilitation is where the magic happens. It is the time when I get to see just how “set apart” some athletes are from the rest of us. We tend to think they’re special because of their superior physical gifts. But that doesn’t tell the entire story.

Any orthopedic surgeon who treats people who play a sport for a living will tell you that even after a flawless “fix” of an orthopedic injury — whether it be a broken bone, torn tendon or something else — the risk remains that a player may not return to their pre-injury level of play. This has less to do with the physical aspects of human healing and nearly everything to do with the psychological. And I bet you can draw parallels to this in your own life experiences.

[See: 12 Psychological Tricks to Get You Through a Workout or Race.]

That “Little Engine That Could, I-think-I-Can” attitude is everything. It’s the mindset that “failure is not an option” and turns epic physical and circumstantial catastrophes into miraculous triumphs. If there is one tie that binds together elite athletes, no matter their sport, it’s their ability to adeptly bounce back from adversity. To most of them, failure isn’t even a word they allow into their vocabulary, let alone their thinking. And it’s interesting: When you watch interviews with players who’ve come back from injuries that were predicted to be “career-ending,” what they say is almost always pretty simple — “I worked hard and I wanted it bad.” “Faith and sweat.” “I didn’t come this far to stop now.”

[See: 8 Signs You Are Made to Be an Athlete.]

I’ve termed this “it” factor the Win Within. It’s this ability to access an inner strength, especially when things go sideways and then grab hold to it tightly, reemerging stronger and victorious. How do you handle adversity in your everyday life? Do you give up? Do you give in to the negative thoughts? Do you believe you can’t do the things you need to do to help elevate yourself above your current circumstances? A mindset of hope and optimism are crucial in extinguishing the negative self-talk. Set your eyes on the prize, no matter what it is. Then work hard to earn it. Whether you’re getting ready for the “big game” or the day ahead, don’t look back. You’re not going that way.

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Inspiration After Injury: an Analysis of the Athletic ‘It’ Factor originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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