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Here’s the Right Way to Format Your Resume

The hardest part of writing an effective resume is figuring out the content — how to talk about your achievements in ways that tie to what an employer is looking for. But people also do an awful lot of agonizing about the smaller details of a resume — things like format, length and even font choices.

Let’s put those worries to rest. Here are answers to the most commonly asked questions about how to format a resume.

[See: The 25 Best Social Services Jobs of 2017.]

Is there a basic resume format that works for most people?

In general, your resume should have the following sections in the following order:

— Name and contact info

— Work history, listed in reverse chronological order (for each job, list your title, the employer’s name, the dates you worked there and a bulleted list of achievements)

— Education

Some people also include a short profile or summary section before their work history. This is optional, but has increased in popularity in recent years. The idea is to provide an overall framing for your candidacy.

Some people also find it useful to include sections for volunteer work or special skills. Again, this is optional, but in some cases it may strengthen your candidacy.

Does it ever make sense to use a functional resume rather than a chronological one?

Functional resumes — which are focused on one long list of skills and accomplishments rather than connecting them to a chronological work listing — are widely disliked by employers, since they make it difficult to understand what the candidate’s work progression has been. Hiring managers also tend to assume that candidates using this format are trying to hide weak experience or significant work gaps. Since using this format is likely to start you out on the wrong foot with hiring managers, stick to the chronological format over the functional.

[See: The 25 Highest-Paying Jobs That Don’t Require a College Degree.]

What belongs in the education section?

Generally your education section will be just a line or two. You should list any degrees you’ve attained since high school, and the college or university that granted them. You generally don’t need to go into detail about your coursework — just the degrees themselves are sufficient.

You might also list certificates or other forms of continuing education here, but be choosy about what you list. Anything listed in this section should be substantial, so you shouldn’t include, say, a list of 15 day-long seminars you attended or every conference in which you’ve participated.

Should you talk about your work experience using bullet points or paragraphs?

When you’re describing your work experience, always use bullet points. Hiring managers are skimming your resume, and big blocks of text are harder to absorb quickly than bullet points are. Plus, many hiring managers’ eyes will glaze over if your resume appears to be one long block of text. Save that for your cover letter.

What about length? Is it OK for resumes to be more than two pages?

The old one-page resume rule is dead, but that doesn’t mean you can throw out all the rules about length! Your resume still should not be more than two pages. If you’re a recent graduate, stick to one page.

If that feels painful to you, keep in mind that the longer your resume is, the less likely hiring managers are to see the parts you most want them to see. Most hiring managers spend just a few seconds scanning resumes initially; if your resume is several pages long, how many highlights will they really spot? Plus, a long resume can make you come across as unable to tell what information is important and what’s less important.

[See: Tips for Surviving a Career Transition.]

Should you stick to a plain, basic layout or can a creative resume design score you points?

In most cases, you should stick to a plain, basic layout. The most important thing about your resume design is that it should be easy to scan and well-organized. Few hiring managers want to see unusual colors or innovative templates. The traditional resume layout may feel boring, but hiring managers know how to quickly find the information they want on it, and that’s to your advantage.

Does font choice matter?

Hiring managers won’t care about what font you use as long as you choose one that’s easy on the eyes. Your resume is not the place for a flowery cursive font or anything that’s going to make it difficult to skim quickly. Sample different fonts and pick one that you like and that’s easy to read. Georgia, Calibri, Arial and even old-school Times New Roman are all fine. (Really, a good litmus test for your resume font is that no one should be thinking about it. You want your content to stand out, not your font selection skills.)

And don’t forget that font size matters! Don’t choose a font size smaller than 11; anything else can be hard for some people to read.

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Here’s the Right Way to Format Your Resume originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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