Skip to main content

Upgrading Your Floors? The Pros and Cons of 5 Popular Flooring Choices

When it comes time to renovate your home, one of the biggest decisions you’ll have to make is what type of flooring to use.

And for most homeowners it’s not an easy decision.

You need to consider not just looks, but also practicality. How will the floor feel on your feet, and how will you clean it? Will it stand up to pets, kids and spilled red wine? And what’s your budget anyway?

“It’s kind of a balancing act,” says Olga Adler, an interior designer who operates Olga Adler Interiors in Westport, Connecticut, and Delray Beach, Florida. Tile, for example, is practical and durable, but “it’s not very comfortable to walk on,” she says, and it can be cold.

Hardwood flooring is very popular now, but it can be damaged by too much moisture and easily scratched by pets’ nails. Engineered hardwood provides a similar look at a lower cost, but can’t be refinished as often.

Carpet and laminate are less popular flooring options in many parts of the U.S., but they’re usually also less expensive.

[See: 8 Potential Headaches to Be Aware of Before Becoming a Homeowner.]

“A lot has to do with the climate,” says Frederick Wilson, partner at Morgante-Wilson Architects in suburban Chicago. Tile, since it’s cold, is popular in warm climates such as Florida, Texas and Arizona. Carpet, which is warmer and softer, is often favored for bedrooms in colder climates.

A popular design trend is to use the same flooring throughout the entire house, or at least throughout the public areas. That makes the rooms look bigger and provides a unified look. But you wouldn’t want to use hardwood or carpet in a bathroom or mudroom, where tile, vinyl or linoleum would be a better choice.

You also need to consider comfort. Carpet, laminate and cork are more comfortable to stand on than tile, for example, and they’re also more comfortable to fall on — a potential concern for elderly people or families with toddlers. Hardwood falls in the middle on the comfort scale.

Tile will last forever under normal conditions, but carpet and laminate may need replacement in ten years or less. Hardwood, properly maintained, can last for decades, but it may require more maintenance than other flooring options.

While most people choose hardwood, engineered hardwood, carpet, tile or laminate flooring for their homes, some homeowners opt for bamboo, linoleum, vinyl or concrete.

[See: 10 Home Renovations With the Best Return on Investment.]

To help you make your flooring decision, we have compiled the pros and cons for five popular types of flooring. Costs are also included, but they are extremely rough estimates because the costs of both materials and installation vary widely, depending on where you live and the choices you make. Costs to remove old flooring are not included, and some homes may require additional construction for some floor types. Installing new flooring often requires replacing the baseboard trim as well. We used HomeAdvisor.com and Fixr.com as sources for labor and material costs.

Hardwood

Pros: Hardwood is durable and attractive. If it’s scratched it can be resanded and refinished many times. It will last the lifetime of the house if it doesn’t get too wet.

Cons: Hardwood requires regular maintenance and can warp with moisture. It needs to be refinished periodically. It also needs a subfloor installed.

Cost: $3 to $14 per square foot for material, plus $3 to $8 per square foot per installation, for a total cost of $6 to $22 per square foot.

Engineered Hardwood

Pros: Less expensive than hardwood, engineered hardwood comes prefinished and is easier to install. It works better with heated floors and is less susceptible to moisture damage. Doesn’t require a subfloor.

Cons: Can only be refinished a few times.

Cost: $3 to $13 per square foot for material, plus $3 to $10 per square foot for installation, for a total of $6 to $23 per square foot.

Carpet

Pros: Softer and warmer to walk on than most other materials. It’s often less expensive than other flooring.

Cons: Can be easily stained by spills and wears out more quickly than other flooring. Can be a problem for people with allergies.

Costs: $1 to $11 per square foot, depending upon material. Installation is 80 cents to $1.60 per square foot, including padding. Installed cost is $1.80 to $12.60 per square foot.

Tips: Looped pile is more durable than cut pile, Adler says, and a wool or wool-blend carpet will last much longer than synthetic materials.

[Read: Want to Make Over Your Kitchen? 3 Remodeling Tiers: Budget, Midrange and Splurge.]

Tile

Pros: Extremely durable, will last longer than the house, easy to clean, comes in a huge variety of styles, sizes and colors. You can even buy porcelain tile that looks like wood.

Cons: Grout is not easy to clean, surface is hard to stand on for long periods, and anything dropped on tile breaks. Tile requires expert installation, though it can be done by a skilled DIY homeowner.

Cost: $1 per $10 per square foot for tile, plus $5 to $10 per square foot for installation. Total cost of $6 to $20 per square foot.

Tips: Darker tile shows less dirt, and minimizing grout lines cuts maintenance. “The bigger your grout lines, the dirtier that grout line is going to get,” Adler says.

Laminate

Pros: Inexpensive, can be installed over existing floors, comes prefinished. It can also be a DIY project. It’s softer on feet than tile if it is installed with proper backing.

Cons: Can’t be refinished, can be destroyed by flooding or damaged by moisture.

Cost: 69 cents to $4.50 per square foot for materials (backing is extra at lower end) plus $2 to $8 per square foot for labor, bringing the total cost to $2.69 to $12.59 per square foot.

More from U.S. News

The Little Things: Small Decisions That Can Impact Your Home’s Sale Price

7 Things to Consider When Picking Out Paint Colors for Your Home

8 Easy Renovation Projects Every Homeowner Can Do Now

Upgrading Your Floors? The Pros and Cons of 5 Popular Flooring Choices originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
Read Next Story