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Childhood Obesity: Not Just Your Child’s Problem

Physicals for overweight and obese children are the most challenging visits for me. I find that often when I check the patient’s growth chart, the weight is steadily climbing. Rarely, after being advised on healthy eating and dieting, patients come back in a timely fashion for follow-up or to see the nutritionist.

At times, this happens either because the parent believes that this can be handled on their own or they feel they can’t make this a priority, or they have seen family members suffer from complications of obesity and think this is just the fate of their family.

At these visits, I try to create a comfortable environment and emphasize that a healthy lifestyle is important for people of all shapes and sizes. I also discuss that children form their ideas about a healthy lifestyle by watching their parents’ behavior. Successfully developing healthy habits is often a family effort.

Here are some lessons I impart to the families I work with, many of whom are now on their way to getting healthy together:

1. Treat everyone alike. In families, there’s often the one child who can eat ice cream every day and never gain weight, but that doesn’t mean it should be allowed. If another child in the household’s health depends on it, everyone should be adopting the same eating and exercise habits. Allowing one child to eat whatever he or she wants and putting restrictions on another might cause the child to feel bad or singled out. Healthy living is not only about losing weight; it’s about adopting a routine with lifelong benefits.

[See: 8 Weird Ways Obesity Makes You Sick.]

2. If it’s not healthy for the house, don’t buy it. I advise against things like juice, soda and unhealthy snacks when advising patients on obtaining a healthy weight. Many times I hear that these are readily available in the home. Other times, I hear that these types of food are rarely in the home, but when they’re bought, the children are consuming large amounts.

Removing unhealthy foods from the household puts more of the responsibility on the parent to also make good choices for their children. The same goes for children who get allowances for food; for example, school lunches. Children need proper guidance on how to make positive food choices in environments outside the home. I tell families to pack their own healthy lunch for school when possible and provide guidance when children are making independent food choices.

[See: 7 Ways Technology Can Torpedo Your Health.]

3. Eat as a family. Eating together as a family can be very beneficial. Not only does it allow families to bond, but it can also take children away from the distractions of the cell phones and tablets. Screen time can provide distractions during eating, when children should be focusing on a meal. It can interfere with children getting to bed in a timely fashion and promote snacking even later at night.

4. Exercise together. Exercise can be fun for the family. Many families think they need to go to the gym to lose weight, but this doesn’t have to be the case. I recommend one hour of vigorous exercise daily (something that makes you sweat). Sometimes this isn’t feasible, but even small attempts at exercise such as walking to school instead of taking transportation or riding your bike for a few minutes a day can be a step in the right direction.

[See: How to Make Healthful Dietary Changes Last a Lifetime.]

When parents and their children get the news that they may be overweight or obese, it’s the family’s responsibility to incorporate healthy lifestyle changes. This should include exercise and healthy eating for all. Family teamwork is the best path to success.

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Childhood Obesity: Not Just Your Child’s Problem originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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