Skip to main content

6 Reasons You’re Procrastinating on Your Health Goals — and How to Stop

“I’ll stop procrastinating … later.”

For three years, Patrick Wallace thought about taking a break from booze. But for three years, the happy hour invitations kept coming; the laughs at his jokes at the bar kept him going; and the comfort of the work-drink-work routine kept him from considering his idea seriously. Then, three months ago, he finally committed to it. “It’s surprisingly been an exceptional experience for me,” says Wallace, a 41-year-old public relations professional in Austin, Texas, who’s lost 20 pounds and taken up long-distance swimming. Inspired to finally make a healthy change you’ve been putting off? Here’s what psychologists say might be holding you back — and how to change:

1. You’re on your own.

For Wallace, the difference between three years of thinking about a healthy change and the past three months of actually making that change was a conversation with his husband, who committed to quit drinking indefinitely with him. “It’s been immeasurably helpful to have someone on your side,” says Wallace, whose colleagues are also supportive and buy him sparkling waters at happy hour. Indeed, experts say, social support is a key factor in successful behavior change. Don’t have a spouse or pal with the same goal? Look to the internet: Research shows that even joining an anonymous network online encourages people to stick to a fitness routine more than receiving motivational messages.

2. You’re in denial.

You know smoking kills, but maybe if you quit by age 40, you’ll be OK. You know your weight raises your risk for heart disease, but your overweight dad is still alive. You know your soda habit isn’t good, but there are worse vices. You know you should make a change, but you just don’t. To beat your passivity, talk to someone trained in motivational interviewing, a technique that can bring to light without judgment what you need to make a change, suggests Jodi Prochaska, associate professor of medicine at Stanford University. “If you’re hearing, ‘Here’s someone who cares, who can help me explore it,’ [you] can own it,” she says.

3. You live in the moment.

Would you rather eat that cookie now or hypothetically avoid diabetes later? Would you rather watch TV now or theoretically be fitter in a decade? If you’re human, you want immediate gratification. “You sit and talk to people about what they love about life, and it’s not lower cholesterol levels,” says Jonathan Ross, the American Council on Exercise’s senior consultant for personal training. Fortunately, healthy actions can make you feel good now (hello runner’s high!) — but the key is tuning into how. Ask yourself: “What would it take for me to feel better tomorrow than I do today?” Ross suggests. “If I feel better tomorrow, then I’m probably going to continue.”

4. It’s a habit.

For kids, the last school bell signals it’s time to catch the bus or change for soccer practice. For Wallace, the last email of the day used to mean it was time to blow off steam with colleagues over cocktails. “Now a soda water with lime does the trick — and with a lot less calories and cash,” he says. Wallace’s strategy illustrates what experts recommend: “Identify one habit that would be considered ‘bad’ and ask, ‘How do I develop a new one?'” says Ross, who’s also an ACE-certified behavior change specialist based in Maryland. For example, try frozen fruit instead of ice cream or a walk instead of social media scrolling after dinner.

5. You don’t actually want to make the change.

If you equate getting healthy with savoring less chocolate and cramming down more broccoli, of course you’re procrastinating. But if you equate it with being able to run around with your kids or being more productive at work, you may get moving. “The key is to figure out how we can take an action that we want people to do more of and turn it into things that are connected to what they care about,” Ross says. One of his clients, for instance, put a picture of his family on his exercise machine to connect to his goal: He wanted to ride roller coasters with his son; a previous summer, he was too heavy.

6. You don’t think you can do it.

Maybe you’ve tried to quit smoking before and failed, or you’re afraid your intention of cooking on weekdays won’t jibe with your erratic work schedule. In psychological terms, you’re low on self-efficacy, or the belief that you can accomplish a specific task, Prochaska explains. The solution? Choose a task you know you can accomplish (say, delaying the next cigarette by just 10 minutes or cooking just once a week), and build from there. All the while, coach yourself with kindness, not criticism, says Piers Steel, an industrial-organizational psychologist at the University of Calgary who studies procrastination. “Love yourself, love your future self, forgive yourself,” he says. “Recognize that you’re wonderfully imperfect.”

More from U.S. News

6 Ways to Boost Willpower

10 Ways to Live Healthier and Save Money Doing It

8 Healthy West Coast Habits East Coasters Should Adopt

6 Reasons You’re Procrastinating on Your Health Goals — and How to Stop originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
Read Next Story