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6 Health Hazards to Watch Out for This Summer Other Than Skin Cancer

Barbecues and bee stings

Carlos Berio knows what you’re thinking: “The sun is out! It’s really nice outside! I’m joining that kickball league from last summer.” And while the physical therapist in Alexandria, Virginia, is in full support of physical activity, he and other health professionals are thinking something different: The sun’s out — and that means the doctor’s in. According to the Centers for Disease Control and Prevention, emergency department visits jump by about 14 percent between spring and summer months; other organizations have reported a rise as high as 27 percent. And while skin cancer risk rightfully dominates summertime health warnings, you should protect yourself against these seasonal health problems as well:

1. Dehydration

Yeah, yeah, yeah — you know you should drink more water year-round, and especially during the summer when you’re sweating much of it out. But preventing dehydration — which can cause fatigue, nausea, muscle cramps, disorientation, fainting and shock — is more nuanced than that, says Dr. Ernest Brown, a family physician in the District of Columbia. “Drink fluids with electrolytes,” he advises. “Water is not enough.” That means rotating in sports drinks — and rotating out alcohol and caffeine “since they make you pee more,” says Dr. Marie Jhin, a dermatologist in San Francisco and San Carlos, California. Aim to drink at least half of your body weight in ounces daily, and more if you’re active.

2. Heat exhaustion

One moment British singer Rita Ora was posing for a clothing line campaign, the next she was on the ground. This 2013 incident was no dramatic call for attention — it was heat exhaustion, a condition often tied to dehydration that can manifest as nausea, dizziness, heavy sweating, weakness and headache, explains Dr. Jennifer Caudle, an assistant professor of family medicine at Rowan University School of Osteopathic Medicine in Stratford, New Jersey. To prevent it, “avoid the hottest times of day; drink plenty of water; take breaks if outside doing strenuous work or exercise; avoid alcoholic, sugary or caffeinated drinks; and wear lightweight and light-colored clothing,” she suggests.

3. Heat stroke

What’s the worst that could happen if you don’t prevent dehydration and heat exhaustion? Heat stroke — a medical emergency that affects about 20 in every 100,000 people in U.S. cities during hot weather months and is responsible for at least 240 deaths country-wide each year, according to an article in American Family Physician. Be on the lookout for confusion or loss of consciousness, high body temperature, hot and dry skin or profuse sweating, Caudle says. In these cases, call for medical help ASAP and remove the person from heat, strip off extra clothes and cool them with a fan or ice packs, experts advise.

4. Drowning

Splashing, diving, pool partying — it’s all fun and games until someone drowns. Sure enough, drowning is responsible for 380,000 deaths per year worldwide, reports a 2016 paper in the journal Resuscitation. Perhaps more startling is that drowning causes more deaths in 1- to 4-year-old kids than anything except birth defects, and it’s the second leading cause of unintentional injury-related death for 1- to 14-year-olds, the CDC reports. Prevent a summer tragedy by learning or teaching others to swim, ensuring proper supervision and poolside barriers like fences and avoiding alcohol around water, Caudle suggests. Adds Jhin: “Don’t think floaties are a replacement for swimming ability.”

5. Bug bites

Compared to unconsciousness or death by heat stroke or drowning, a measly mosquito bite seems like a small price to pay for summer adventures like camping, picnicking or traveling. And while it usually is, some can spread diseases such as Zika, Dengue, West Nile Virus and Chikungunya, Caudle says. Protect yourself by putting screens on windows and doors, wearing Environmental Protection Agency-approved bug repellent and wearing long-sleeved clothing and checking the CDC website before planning travel to potentially Zika-infected areas. Fend off ticks — which can carry Lyme disease and other illnesses — by avoiding tall grass, wearing appropriate clothing and repellent, treating pets for ticks and following other advice from the CDC.

6. Ankle, knee and back pain

Whether you’re called to a summer softball league, pickup beach volleyball game or neighborhood tennis match, resist the temptation to overcommit if you’ve been slacking in the off season, Berio, the physical therapist, recommends. “As the weather improves … we tend to treat people for acute ankle, knee and back pain,” he says. The good news? Such injuries — which, aside from annoyances and pains, can sour your attitude toward fitness — are almost entirely avoidable by working with a professional to adopt an appropriate exercise routine year-round. “A little bit of preparation for the type and intensity of movements you will be doing goes a very long way,” Berio says.

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6 Health Hazards to Watch Out for This Summer Other Than Skin Cancer originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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