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5 Ways To Help Our Daughters Develop A Positive Body Image

It’s a sad state of affairs, but by the time most of our daughters reach the age of 18, they describe disliking their bodies.

More specifically, they describe feeling fat, when in fact, fat is not really a feeling. Herein lies the problem — body weight, body image and self-esteem become one, each seemingly indistinguishable from the next, in influencing how most of our daughters feel about themselves.

In addition, girls are going through puberty earlier, experiencing changes to their bodies sooner as a result. Yes, some of our daughters are comfortable with their developing and developed bodies, but sadly most are not.

[See: What to Say and Do If Your Daughter Thinks She’s Fat.]

The good news is that there are many ways parents can help daughters develop a more positive body image. This is clearly the right time of year to talk about this, too, as the weather warms and bathing suit season gets underway. Here’s what you can do and how to have a dialogue with your tweens and adolescents:

Pay attention to how you talk about your own body. Are you calling yourself fat? Are you constantly looking in the mirror and complaining about how you need to either lose five pounds or that your clothes are making you look fat? Bear in mind that your daughters are listening to you and learning from you. You are their most powerful role model. If you routinely refer to yourself as fat, your daughters will likely follow suit in how they talk about and view themselves. Observational learning is, after all, the most powerful form of learning.

Conversely, if you talk about feeling good about your body, your daughter is significantly more likely to think positively about her body. Please keep this in mind as you speak out loud about your body.

[See: 10 Concerns Parents Have About Their Kids’ Health.]

Talk about optimizing the function of the body, rather than fixating on appearance. Talk with your daughters about physical strength and the importance of maintaining a healthy lifestyle, rather than just striving to be thin. With a strong and healthy body, a person can exercise, play sports, dance and have the energy to enjoy life. While being undernourished and emaciated can lead to illness and mental health issues. Teach your daughters about what can go awry if they focus only on what their bodies look like.

Explain to your daughters that beautiful bodies come in all shapes and sizes. Many girls and women who seek to maintain an ulta-thin appearance reflective of models on magazine covers put themselves at risk of developing eating disorders as well as depression.

Focus on your daughter’s skills, talents and interests. A young woman who is enjoying life and getting praised for skills that have little or nothing to do with maintaining her body weight will be less susceptible to a mood dip related to, say, a 2-pound weight change. Trust me on this one. I have seen many young women whose healthy self-esteem translates into a healthy body image.

[Read: 6 Rules for Praising to Raise Kind, Successful Kids.]

Don’t comment on the size or shape of your daughters’ body parts. This will lead to nothing but self-consciousness and fluctuating self-esteem. Be holistic in your focus and praise.

The bottom line is that if we want our daughters to feel good about their bodies, we need to be healthy role models and focus not only on the strength and health of the body, but also on our daughters’ unique traits. Doing so can make all the difference in how they see themselves.

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5 Ways To Help Our Daughters Develop A Positive Body Image originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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