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7 Ways to Make Your Internship Most Valuable

If you are a high school student, in college or are a recent graduate, one of the most profitable things you can do to explore your career options, gain some ground-floor experience and build your resume is an internship. Interning can come in all different forms: paid and unpaid, short-term and long-term. Often internships are offered as “tryouts” by employers and they become ramps to full-time employment once you graduate and enter the workforce.

If you are in a quandary about how to find an internship, you might go to specific employers’ websites to see if they list internship applications to anything of interest to you. Alternatively, you can go to sites that amalgamate internships from a given field. For example, if you were interested in a career doing cancer research, you could check out the National Institutes of Health’s Office of Intramural Training & Education, where you’ll see internships offered from a great many places. Lastly, a simple search for “summer internship” on Google, Indeed, Glassdoor or LinkedIn will produce a myriad of possibilities for further investigation.

[See: 8 Ways Millennials Can Build Leadership Skills.]

When you are involved in an internship, you should be thinking about it on multiple levels. It isn’t just about whatever tasks you are given on a day-to-day basis!

Remember that this is a time for you to gain skills, learn about the workplace and develop a strong reputation that will serve you well in the future. Here are some key things to focus on when you are doing an internship.

Make connections. If your company or organization doesn’t give you a business card, get one made up yourself and include your address and contact information. Exchange your card with co-workers, and make sure to add them to your LinkedIn network. You never know when you might want to contact them, even years from now.

[See: 10 Ways to Perfect Your Personal Brand.]

Play to your weaknesses. People commonly will tell you to play to your strengths, i.e. do what you are good at doing. But choosing an internship that will enable you to turn a weakness into a strength can be even more valuable. As you develop more identifiable skills, you become a more valuable and sought-after employee. Moreover, as you learn about more things you’ll have a greater understanding of what you really may want to specialize in later.

Put in the hours. Even if you aren’t paid, treat the internship as seriously as if you were making a six-figure income from it. Develop a reputation for never being late to work or to a meeting, arrive before your boss and don’t leave until the tasks you are working on are completed. When you develop a strong work ethic at the beginning of your career it will serve you well later!

Bank your references. Those around you know that you are just starting out, and when you demonstrate your worthiness they’ll likely be more than happy to recommend you to future potential employers. Don’t wait until your internship is about to end to ask your immediate supervisor and other key people with whom you have interacted to write a recommendation for you on LinkedIn. Further, ask if you can approach them down the road to speak on your behalf when you actually enter the full-time employment market.

[See: 7 Excellent Sales and Marketing Jobs for 2017.]

Show your stuff. An internship is a great time to explore and learn new things. But chances are, you might know more about computers or something else that mid-career workers haven’t caught on to yet. Treat each day as an opportunity for you to be of help to others around you, to demonstrate the skills and knowledge you have by doing a great job at whatever your job might be. Remember to always pull your weight, and then some!

Soak up knowledge. This is the time in your life to listen and be extremely mindful of what is going on around you. By all means, learn as much as you can about the goods or services your company or organization produces or markets to others.

Observe how others succeed. Learn the pecking order in your workplace. Quietly observe what others do, how they do it, what works and what doesn’t work so well. Pay attention to why some people are respected more than others, and mimic those whose leadership and knowledge make the place tick!

Happy hunting!

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7 Ways to Make Your Internship Most Valuable originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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