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8 Career Questions Every College Graduate Needs to Answer

As May comes to a close, numerous college students are finishing school and embarking on the next step in their lives.

In fact, 1,882,000 bachelor’s-degree-level students are projected to graduate this year, according to The National Center for Education Statistics as reported by the National Association of Colleges and Employers.

Are you ready to beat the competition and land a job you really want?

Your responsibility is to develop a job search strategy that showcases your enthusiasm for the company and open position while highlighting your unique qualifications. Employers want to hire new employees who are interested in working for their company and who have an interest in the work they are assigned to perform. These questions will help you map out a winning job search campaign.

[See: 8 Important Questions to Ask a Job Interviewer — And Yourself.]

What is most important to you in your first job?

Are you looking for the prestige of working for a well-known company, opportunities for structured training, a fun environment to work in, money, stability, co-workers you like or is there something else that is important to you?

Your action: Create a prioritized list of what you are looking for in your first job.

What types of companies offer what you are looking for?

This sounds like a difficult question to answer, but when you start researching companies, you’ll realize it isn’t as hard as it might seem. The easiest first step is to search the web for “best companies to work for [in your city of choice].” You can also search Glassdoor, a site that collects anonymous online reviews.

Your action: List 40 to 50 companies that match what you are looking for.

What role are you best suited for?

Job titles vary from company to company based on factors like size of the company or industry. This is why you created the list of target companies. Visit the career pages of companies you are interested in for entry-level roles. Don’t get discouraged if you don’t see any listed. It doesn’t mean they don’t have openings. Companies don’t always post every available job. Also, search LinkedIn and Indeed for “entry-level” jobs to get more ideas.

Your action: List suitable job titles and list the top recurring skills and requirements.

[See: Famous CEOs and Executives Share Their Best Career Advice.]

What skills, interests and experiences make you a standout candidate?

Using your list of recurring job requirements, begin matching up your qualifications. Even if you don’t have paid experience, you may use your interests and activities to help prove you are a potential match. Your internships, projects and coursework all helped you develop tangible skills employers are looking for. Take note of the five top qualities employers look for in new college graduates as reported by NACE: verbal communication skills, the ability to work on a team, problem-solving skills, work organization and prioritization and the ability to process information.

Your action: List the skills and achievements you’ve acquired over time and organize them on your resume.

Who do you know who can answer questions about companies you are interested in?

Networking and informational meetings are an important part of your job search. These conversations will provide valuable insight into what specific companies are looking for, and you may gain ideas on how to get your foot in the door with a company you are interested in.

Your action: List family, friends, alumni, professors or anyone else you know who may have ties to companies you are looking at. Your list should include roughly 100 people. Don’t stop until you’ve listed everyone.

What questions will you ask?

Now you’re ready to conduct informational interviews. These are conversations you arrange with the 100 people you know. You will ask questions about the companies you are interested in, the roles you are targeting, job search advice and who else they can recommend you speak with. You are strictly asking for information which will help you become a better candidate for the jobs you are interested in. There is a remote chance that a conversation could result in a job referral. In other words, the person you are talking to may know of a position you may be a good fit for. But your main focus is to learn as much as you can about the job market and what companies look for.

Your action: Develop a list of questions you would like answers to. Some questions are general and you will ask everyone, and other questions are targeted to specific people you know.

[See: Tips for Surviving a Career Transition.]

How much time will you invest each week in job search activities?

As you can see, job search is much more than just applying to jobs online. Sure, you’ll do that, but the most beneficial way to invest your time is by having conversations with people. If you aren’t working, you should plan on spending approximately 30 hours a week on job search activities.

Your action: Block time on your calendar for different activities related to your job search.

What is your backup plan if you don’t land a job?

For a variety of reasons, you may not secure a job in one of your desired companies. What will you do if that happens? If you have a backup plan, you’ll feel more secure. Decide what you can do to earn money. This could mean freelancing, doing temporary work, taking an unrelated job or maybe a combination of all three. Whatever it is you choose to do, also make sure you carve time every week to keep looking for your desired career. It takes more effort, but in the long run, you’ll feel more hopeful about your situation as a job seeker.

Your action: Create a list of ways you can earn money in case you don’t secure a new job by a specific date.

More from U.S. News

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25 Best Business Jobs for 2017

25 Best Jobs That Don’t Require a Graduate Degree

8 Career Questions Every College Graduate Needs to Answer originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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