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U.S. News Data: How Long It Takes to Earn an Online Master’s Degree

Before Susan McLeod started an online graduate program, a key question crossed her mind: How long would it take to earn a master’s degree, especially while working full time?

“Given my age, I was interested in getting it finished as quickly as possible,” says the 56-year old, the president of a media management firm in the suburbs of Chicago who graduated in 2014.

A director of the program — an online Master of Science in integrated marketing communications from the Northwestern University Medill School of Journalism — helped McLeod map out her expected schedule. Her plan of action: take two courses per quarter, and finish in a little more than a year and a half.

Experts say many prospective online master’s students — who often plan to balance their education with a job — wonder about how much time they will spend earning a degree as they aim to move up in their current role or switch careers.

“They want to know how long they should plan on a degree taking as they will be working it into their lifestyle,” says Vickie Cook, director of the Center for Online Learning, Research and Service at the University of Illinois–Springfield.

The simple answer: It depends on the program, among other factors including how many courses a student takes each term.

Data submitted to U.S. News by schools in an annual survey offer a glimpse into the most common amount of time it takes students in ranked online master’s degree programs across disciplines who enrolled between July 2015 and June 2016 to earn their degrees.

The table below also highlights the most frequent target time for each type of online program, referring to the amount of time it would take students to finish if they don’t drop or skip any courses. It also displays average three-year graduation rates. The number of programs that submitted each of these data varies across disciplines, and unranked schools were not considered for this report.

Category Most frequent duration of time for new students to graduate (mode) Most common program target time to graduate (mode) Average three-year graduation rate
MBA 2 years 2 years 62.7%
Business (excluding MBA) 2 years 2 years 58.7%
Criminal justice 2 years 2 years 62.6%
Education 2 years 2 years 61.9%
Engineering 3 years 2 years 55.4%
Information technology 2 years 2 years 54.3%
Nursing 3 years 2-3 years 67.8%

Calculating How Long It Takes

Among individual online students, these numbers can actually range widely. To determine how long an online graduate program will personally take you, there are various factors to keep in mind.

Among the most important factors to look for when calculating program length is whether or not there’s flexibility in how many courses students can enroll in at once and how they arrange their schedules, experts say. Some online programs are cohort-based, for instance, meaning that all enrolled students progress at the same pace and graduate together.

“I chose a program where they lay everything out for you,” says Brittany McLean, an online student pursuing an education master’s degree at North Carolina State University. “They tell you in the beginning you’re going to take two classes per semester. So that was super helpful for me to know kind of what to expect.”

Other programs let online students decide how many and which online courses to take at once. That decision often boils down to their other work and family obligations, experts say. Many pursue one or two classes per term after enrolling part time, though this also varies, experts say.

“Each student’s case is going to be quite different, which is why we assign academic advisers to each student coming into our program,” says Terrill Cosgray, executive director of online graduate programs at the Indiana University Kelley School of Business.

Cook agrees that meeting with a program adviser or faculty member before starting is a good idea, especially to determine what courses to take at the same time and when these classes will be available.

Students should also research whether their program operates around semesters or another type of schedule, which varies among schools.

[Explore five questions to ask about online program academic calendars.]

And, they might look into whether their program has any accelerated options, though Cook says some of these may require a larger workload each week. There are also competency-based programs, which focus on ensuring that students gain concrete skill sets, often enabling them to progress through what they already know at a faster pace.

The Weekly Commitment

In many cases, online degree programs are just as challenging as those offered on a physical campus, experts say, requiring many hours of coursework each week.

Lynda Hambourger, an academic adviser for online students at North Carolina State, says multiplying a course’s number of credit hours by three provides a rough estimate of a class’ weekly commitment. Others say online classes can require 15 or more hours of coursework each week.

Still, “The number of hours in a week varies, and it really depends on what the student’s background is,” says Elizabeth Vitullo, assistant dean for graduate business programs at the West Virginia University, which offers many online graduate degrees.

[Discover the weekly number of hours that online students study.]

For instance, a student already working in a field related to their program’s discipline might progress more quickly based on their previous knowledge.

“I’m more of a theoretical person than a quantitative person, so I have to work a little harder on the quantitative courses, so those took more time, although I found them to be enjoyable,” says McLeod, the Northwestern graduate. “But I would say it could be maybe 10 hours per course, on average.”

Trying to fund your online education? Get tips and more in the U.S. News Paying for Online Education center.

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U.S. News Data: How Long It Takes to Earn an Online Master’s Degree originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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