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5 Great Boston Neighborhoods to Explore – Locals’ Picks

From Beacon Hill to the Seaport District, each of Boston‘s neighborhoods has its own attractions, character and charms. Boston is known an easy city to navigate on foot, and that’s the best way to check out the five neighborhoods that Boston insiders say every visitor should explore.

“I love that we are a city of neighborhoods,” says Nina Senatore, guest experience ambassador at T he Lenox Hotel. “It’s part of what makes Boston, Boston. Every neighborhood has a very unique and distinct personality.”

Beacon Hill

Taking up only about 1 square mile, Beacon Hill may be small, but it’s one of the oldest and most beautiful neighborhoods in Boston. The gold-domed Massachusetts State House, Boston Common and several other Freedom Trail landmarks are located here in the center of the city.

[Read: The Best Hotels in Boston.]

“When people envision historic Boston, this is the neighborhood,” says Sara Flight, director of public relations at Mandarin Oriental, Boston. “You’re going to see row houses, narrow gas-lit streets and brick sidewalks. It’s really picturesque.”

Julianne Boyle, concierge at The Ritz-Carlton, Boston, which is located across from the Boston Common, says, “It’s full of beautiful brownstones and charm. There are some great restaurants in the area as well.”

Keith Loveless, head concierge at The Langham, Boston, calls Beacon Hill “the most scenic neighborhood. Acorn Street is just absolutely gorgeous.”

Back Bay

The name of this neighborhood reflects what it truly once was — a water-filled bay. After it was filled in with earth, it became one of the city’s most exclusive neighborhoods, with gorgeous Victorian mansions, important buildings like the Boston Public Library and Trinity Church, and many other arts and cultural attractions. Today, the mansions might mostly be split up into condos, but the cachet remains the same.

Newbury Street, which has been compared to New York City’s Fifth Avenue, is packed with shops, restaurants and cafes. Wandering down Commonwealth Avenue Mall, a green space dotted with sculptures, offers a nice break from the action. Just a couple blocks away is the Charles River and the Charles River Esplanade, where events like the Fourth of July celebration with the Boston Pops take place.

[Read: 10 Boston Bars Locals Love.]

Boyle says, “The Back Bay is always bustling and offers some of the best shopping and dining the city has to offer. The Prudential and Copley shopping centers are both located in the Back Bay, as well as the Boston Public Library.”

South End

Just a few blocks from Back Bay, but with its own unique identity, the South End is a hot spot for restaurants and the arts scene. This area is home to beautiful restored Victorian brownstone buildings and almost 30 parks. On weekends from the end of April through October, the SoWa Open Market brings out crowds who are shopping for local artists’ wares and eating at tasty food trucks.

Loveless says, “It’s become a destination here in the city.” He loves to go there for brunch.

Senatore also says the neighborhood is a good place to visit. “The South End is interesting,” she says. ” The Beehive has live music at night. Go to listen to the jazz. Some of the architecture is some of the best in the city.”

Seaport District

Boston’s waterfront, after ongoing revitalization in recent years, is an exciting, booming neighborhood nowadays, with new restaurants, bars and attractions opening all the time. The Rose Fitzgerald Kennedy Greenway is an attractive and vibrant network of parks, which winds through many of the waterfront neighborhoods. The Greenway, as it’s known locally, features a whimsical carousel with codfish, harbor seals and other creatures (instead of horses) to ride; a variety of live performances; free lawn games; art installations; and other special events.

[Read: 5 Must-See Boston Museums.]

Boyle says, “The Seaport is an up-and-coming area of Boston, featuring the Boston Tea Party [Ships &] Museum, access to the harbor and tons of new restaurants. Some of the best dining establishments in the Seaport offer floor-to-ceiling views of Boston Harbor.”

North End

Boston’s Little Italy, located steps from Government Center, is known for its old-world feel, with dozens of Italian restaurants, cafes and markets. It really is the center of the Italian-American community in Boston, and visitors love to explore its narrow streets and alleys, looking for the best pasta, gelato or cannoli.

Loveless says, “The North End is so unique. There’s Old North Church, Paul Revere House, wonderful restaurants, local bakeries.”

The Paul Revere House, built circa 1680, is the oldest building in downtown Boston. Now, it’s a national historic landmark and museum, with a slate of programming for visitors to enjoy. Old North Church, where those famous lanterns hung as a signal to patriots in the early days of the Revolutionary War, is close by. Both historic sites offer excellent guided tours.

To experience more of what Boston has to offer, check out the U.S. News Travel guide.

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5 Great Boston Neighborhoods to Explore – Locals’ Picks originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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