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What Should You Ask Your Doctor When You’re Diagnosed With Colon Cancer?

Hearing the words ” you have colon cancer” can understandably overwhelm you. It’s hard to process important information, or know what to ask your doctor, when you’re in shock.

If you’ve just been diagnosed with colorectal cancer (cancers of the colon and rectum, or CRC), here are a few key facts you’ll need to establish at the start of your cancer journey:

Where, and at what stage, is your cancer?

The first thing you need to know is if your cancer is in your colon or your rectum (the last portion of the colon). Your treatment may differ based on the location.

Next, your doctor will determine the stage of your colorectal cancer. Staging describes the size of tumor and if, and how far, it has spread into the layers of the colon wall or into the lymph nodes. There are four stages of colon cancer: 1, 2, 3 and 4. The more localized your cancer (the lower the stage), the less it has spread and the better your prognosis. Stage 4 colorectal cancer has spread (metastasized) to other parts of the body.

You want to ask your doctor if there’s a cure available or if your cancer is just controllable, says Dr. Sreeram Maddipatla, medical oncologist/hematologist for the Liver Center and Pancreas Center at UF Health Cancer Center — Orlando Health. Many patients don’t ask this important question. “If [your cancer is] controllable, we can make your symptoms better and prolong your life,” he says. “Sixty to 70 percent of patients with advanced colon cancer don’t know their disease is not curable, yet they still undergo rigorous treatment intended to cure.”

[See: 8 Questions to Ask Your Doctor About Colon Cancer.]

What are the treatment options?

Surgery is the most common treatment for all stages of colorectal cancer. For early stage cancer, surgery is often the only treatment you need. Patients with stage 2 or 3 cancer may also receive chemotherapy to kill any cancer cells left over after surgery and to reduce the risk of the cancer returning.

A total mesorectal excision, removing tumors in the middle and lower rectum, is the standard of care for rectal cancers. It significantly reduces recurrence and improves survival. Ask your doctor if you need chemotherapy or radiation before surgery to shrink the tumor before attempting to remove it. You’ll also want a surgeon who has experience in rectal cancer surgery, since the rectum is so close to other organs. “The expertise of the surgeon makes a big difference,” says Dr. Randolph Hecht, director of the UCLA Gastrointestinal Oncology Program and member of UCLA’s Jonsson Comprehensive Cancer Center.

Is there a genetic link?

Maddipatla encourages patients to ask their doctor if their particular cancer has a genetic link. Several hereditary diseases increase your risk for developing CRC and can potentially affect treatment decisions. Genetic testing is becoming standard practice when patients are diagnosed with CRC. If your physician determines you do have a hereditary condition, your family members may want to be tested. If they also have the genetic mutations, they should start screening earlier or undergo screening more frequently, knowing they have an above average risk of developing CRC.

[See: 10 Seemingly Innocent Symptoms You Shouldn’t Ignore.]

Do you have a multi-disciplinary team that evaluates and reviews cases?

Cancer care is a team sport, Hecht says, so most large institutions have tumor boards. “Oncologists present cases [to the tumor board], especially those that require more than one doctor. This has been shown to improve care.”

Furthermore, colorectal cancer patients undergo rigorous follow-up for at least five years following treatment, so if their cancer comes back, they can catch it — and treat it — as early as possible. This requires that someone oversee your overall care. “Who is going to be your quarterback?” Hecht says. “Who is going to follow you for the next five years through treatment and follow-up?”

Are there clinical trials available?

Through clinical trials — large studies with people — the medical community gains new life-saving treatments and ways to help patients manage side effects. Participating in a clinical trial can give you access to potential new treatments before they’re widely available, as well as the opportunity to make a difference for future patients. Ask your doctor if there’s a clinical trial you might qualify for, Maddipatla says. “If there is, you should go into a clinical trial as soon as possible.”

[See: 10 Ways to Prepare for Surgery.]

Why You Should Get a Second Opinion

It isn’t a question, but it’s an important point. Undergoing treatment for cancer is a major life event. You should have an oncologist and medical team you feel comfortable with. Furthermore, another hospital, or a bigger cancer center, may offer procedures and expertise that your local hospital does not. This is especially important for less common types of cancer. “It’s important to get more information,” Maddipatla says. “There may be advanced treatments available at another facility.”

“It’s never wrong to ask for a second opinion,” Hecht says. “If you’re unhappy with your doctor, [he or she] is not the right doctor.”

More from U.S. News

6 Options for People Who Don’t Want a Colonoscopy

8 Questions to Ask Your Doctor About Colon Cancer

16 Health Screenings All Women Need

What Should You Ask Your Doctor When You’re Diagnosed With Colon Cancer? originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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