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4 Savory Swaps for Traditionally-Sweet Snacks

According to the International Food Information Council’s 2016 Food and Health Survey, 61 percent of Americans are trying to cut back on added sugars, while 52 percent of Americans are trying to avoid sugars in general. Additionally, 1 in 3 people report believing that both added sugars and low-calorie sweeteners are less healthful than they used to believe. As a result, 85 percent report that they now consume less added sugar than they used to.

[See: These Healthy Seasonings Are Tasty Substitutes for Sugar and Salt.]

If you are one of the many people trying to reduce your sugar intake, you may be looking for alternatives to fruit- and honey-sweetened snacking staples like yogurt and granola bars. Fortunately, food manufacturers are taking note and creating healthy savory products. Plus, there are plenty of ways you can make your own. Here are a few examples:

1. If you like granola bars …

Mediterra — which is a member of the Mediterranean Food Alliance, a program of my organization, Oldways — has an entire line of savory granola bars, with flavors such as sun-dried tomatoes and basil, black olives and walnuts, and kale and pumpkin seeds. KIND Snacks also has a line of savory nut bars, with flavors like roasted jalapeno, chipotle honey mustard and black almond and sea salt.

You can also make your own savory granola or trail mix sans sweetener using various nuts and seeds, spices and oils. For example, try roasting almonds and oats in olive oil and a generous handful of fresh rosemary. Or, toast cashews and buckwheat in a warm skillet with a small spoonful of coconut oil and a sprinkle of dried ginger and cayenne pepper.

2. If you like yogurt …

Blue Hill, celebrity chef Dan Barber’s company, sells savory yogurts including beet, carrot and tomato flavors. While these foodie-favorite yogurt cups do contain small amounts of honey or maple syrup, the earthy flavors are a clear departure from the yogurt-as-dessert mindset of the past.

You can also make your own savory concoction by buying plain Greek yogurt and spicing it up with roasted chickpeas and fresh cherry tomatoes. Try repurposing it, too, into herby spreads and dressings like Greek tzatziki or as a base for homemade ranch dip. You can even make your own ” yogurt soup” with savory mix-ins like herbs and nuts.

[See: Unusual Uses for Greek Yogurt.]

3. If you like oatmeal …

Jump on the savory oatmeal bowl trend by trying one like Sriracha fried egg or bacon pumpkin from places like Boston’s new Oat Shop or Manhattan’s OatMeals, the latter of which has plans to expand. Even if there’s no oatmeal cafe in your neighborhood, this breakfast staple is easy to customize at home. Skip the usual brown sugar in favor of fresh herbs, flavorful sauces (like harissa or Sriracha) and a fun topper like poached eggs or bits of prosciutto.

Many other countries have a rich history of serving savory grain porridges. Draw inspiration from our overseas neighbors and try making a hearty mushroom risotto with steel cut oats. Or, opt for a different grain altogether by trying a Mediterranean-inspired brown rice breakfast bowl or a Chinese congee.

4. If you like toast …

Instead of topping bread with sugary jam, spread it with hummus and thinly sliced cucumber or radishes. Or, draw your inspiration from the deli by topping hearty whole-grain toast with plain Greek yogurt, dill, cucumbers and smoked salmon.

[See: Here’s What People Eat for Breakfast in 9 Other Countries.]

Of course, the most iconic savory toast topping is none other than the avocado. This ubiquitous dish is making its way onto breakfast and cafe menus across the country, with toppings to suit nearly any preference. For an easy way to spice up your avocado toast at home, try topping it with spicy chili powder or a spoonful of dukkah (an Egyptian blend of nuts, seeds and spices).

More from U.S. News

Healthy Snacks for When You Feel Hangry

Are These Healthy Snacks Making You Fat?

10 Healthful Snacks That Won’t Break the Calorie Bank

4 Savory Swaps for Traditionally-Sweet Snacks originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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