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Similarities striking between 2 deadly Oakland fires

OAKLAND, Calif. (AP) — The similarities between two deadly Oakland fires that occurred nearly four months apart are striking: Each involved a dangerously dilapidated building with an absentee landlord and renters desperate for affordable housing in the expensive San Francisco Bay Area.

The fire Monday at a building for recovering addicts and people who had been homeless occurred despite promises by city officials to crack down on substandard housing after 36 partygoers died in December at a warehouse known as the Ghost Ship that had been illegally converted into live and work spaces for artists.

“Both buildings were incredibly problematic and had a lot of legal issues,” Mayor Libby Schaaf said Tuesday.

Four people died in the latest fire, which occurred three days after city building inspectors found multiple fire code violations, including inoperable sprinklers and alarms, at the building that housed about 80 people.

Officials also noted a lack of fire extinguishers and overloaded electrical cords during the inspection that was prompted by a referral from firefighters who responded to an unspecified call in February. The owner was given 30 days to correct the problems.

Authorities have not determined a cause for the spectacular blaze that lit up the night sky. Firefighters made a number of dramatic rescues and initially believed only one person had perished.

The number grew to four and authorities so far have identified two victims: Cassandra Robertson, 50, and Edwarn Anderson, 64.

The building, where many residents did not have their own kitchens, had been the target of 20 complaints to the city building department over the past 10 years. One involved a floor that was caving in because of badly leaking pipes. Others in the last year cited broken smoke detectors and no heat.

Residents described a filthy place where maintenance was neglected and trash piled up.

“It was a rough place to live,” said 26-year-old Ruben Deon Mitchell Jr. “There was a lot of trash and noise.”

Kirsten Evans, 52, said she paid $1,100 a month for a small studio without a kitchen. She moved in three years ago after she was evicted from an apartment where her landlord planned to dramatically raise her rent.

The building’s owner, Keith Kim, and his attorney did not respond to repeated calls requesting comment.

Kim owns numerous properties in the San Francisco Bay Area but had largely turned over management of the building that burned to Urojas Community Center, run by Pastor Jasper Lowery.

Residents were caught in the middle of a dispute between Kim and the center after Kim sought to evict Urojas in the wake of the Ghost Ship fire.

Lowery did not respond to requests for comment Tuesday.

The building is supposed to be inspected annually, but the city didn’t provide any documents showing whether fire marshals had been there before Friday. The East Bay Times reported that officials appear to have inspected it in 2015 with an unspecified outcome.

The Ghost Ship warehouse that burned Dec. 2 also was the target of public safety warnings in the months before the fire.

City records show its residents relied on makeshift electrical hookups while visitors and neighbors lodged numerous complaints of unsafe conditions.

Records showed that city inspectors had knocked on the warehouse door a few times, but none had stepped inside for at least 30 years.

Days after the Ghost Ship fire, the mayor vowed to streamline communications to keep buildings such as the Ghost Ship from slipping through the cracks when problems are reported.

Schaaf told The Associated Press that those internal communications appear to have improved.

She said firefighters answering a call in February at the building that burned Monday had reported possible problems. That prompted the inspection on Friday that flagged numerous safety violations.

She said city officials lacked the authority to immediately shutter the apartments and were required to give the owner time to fix the problems.

Embattled Fire Chief Teresa Deloach Reed, whose department was criticized for failing to conduct annual inspections of the warehouse as required by law, has announced she is retiring May 5.

The cause of that fire has yet to be determined.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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