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Ivanka Trump, Education Secretary DeVos promote STEM careers

WASHINGTON (AP) — Ivanka Trump and Education Secretary Betsy DeVos on Tuesday exhorted young girls to pursue careers in science, technology, engineering and math, saying those fields will provide the jobs and innovation for the future.

Their tour of the National Air and Space Museum with a group of middle school students came as the Trump administration proposed further cuts to education and science, drawing harsh criticism from teachers’ unions and others.

Ivanka Trump, a successful entrepreneur who considers herself as a women’s rights activist, lamented that women make up 48 percent of America’s work force but only 24 percent of STEM professionals.

“This statistic is showing that we are sadly moving in the wrong direction. Women are increasingly underrepresented in important fields of science, technology, engineering and math,” Trump said. “But I dare you to beat these statistics and advance the role of women in STEM fields.”

She said she and her 5-year-old daughter Arabella plan to take a coding class together this summer because “coding truly is the language of the future.”

Astronaut Kay Hire and female researchers at NASA also spoke to the students and DeVos urged the children to follow in their footsteps by studying, working hard and mentoring younger peers.

“You can do your part to improve the lives of women in the future,” DeVos said.

As she praised the role of women in the American space program, Ivanka Trump also said her father’s administration has expanded NASA’s space exploration to add Mars as a top objective. But as she spoke, the Trump administration sent Congress a series of “options” for budget cuts, including slashing $3 billion from Education Department, as well as cuts to NASA and the National Institutes of Health.

The American Federation of Teachers accused the administration of hypocrisy.

“Education Secretary Betsy DeVos and Ivanka Trump are feigning an interest in STEM careers with a photo op at the National Air and Space Museum while eliminating all funding for NASA’s education programs. This takes chutzpah to a new level,” American Federation of Teachers President Randi Weingarten said in a statement. “The next generation of astronauts, scientists, engineers and mathematicians need support, not budget cuts eliminating the very programs being promoted.”

But Gerard Robinson, a resident fellow at the conservative American Enterprise Institute, said that STEM was not limited to the Education Department and that other agencies, like the Defense Department, where Trump has proposed to increase spending, also have STEM programs.

Robinson added that President Donald Trump has signed two laws aimed at encouraging women to pursue STEM majors. The bills, which Trump signed into law in February, call on NASA to encourage young women to study STEM and empower the National Institutes of Health to support women in turning their scientific work into business ventures.

“Both of these are signs to me that both Trump and Betsy DeVos are committed to advancing women in stem fields,” Robinson said.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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