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Creating Your ‘Dad’s Vision Statement’

Whether for a Fortune 500 company, a small nonprofit or a personal relationship, it’s critical to have a clear vision for the future.

An effective vision statement defines what, optimally, an organization or individual wishes to achieve over time. It provides guidance and inspiration for the long haul. Given the profound importance of the parent-child relationship, I recommend to fathers I work with that they develop their own vision statement.

Getting through the guaranteed ups and downs, head-spinning changes and everyday challenges of family life without some sense of vision, leaves much to chance and circumstance. Being passive, taking it as it comes or just relying on your natural instincts is what I call “letting fatherhood happen to you.”

Even with the best intentions, it’s important to articulate exactly what you want as a father — like a close relationship with your child — to ensure that it becomes reality.

Crafting a vision statement can help you clarify your sense of purpose as a dad, guide you in making parenting decisions and keep you accountable and focused on your relationships with your kids.

[See: 10 Concerns Parents Have About Their Kids’ Health.]

Creating Your “Dad’s Vision Statement”

To get started, read the following brief scenario and then answer the questions below. I highly recommend taking some time to think through your responses and write them down. The Dad’s Vision Statement is meant to be a living document that’s developed and amended as you and your children grow and enter new stages of life. Periodically revisiting your vision may lead to a shift in priorities or actions. It’s not about trying to shape your child into the person you want or think they should be, but a concrete way to stay tuned in and actively engaged with your child based on your own goals.

So here’s the scenario: Imagine 20 years from now your child is interviewed for a documentary film about you. The filmmaker asks your child to describe what kind of father you were and what your child’s relationship with you was like growing up.

Keeping this scenario in mind, respond to the questions below, being as specific as possible with your answers:

1. What are some things you hope your child says about you as a dad?

2. What are some things you hope he or she doesn’t say about you?

3. Currently, what are some of your priorities as a father?

4. What are some personal changes you want to make as a dad?

[Read: The Serious Business of Play.]

One Dad’s Vision

To help get you going, here’s an excerpt from my book “The Modern Dad’s Dilemma” of one father’s completed vision statement:

Dad’s Vision Statement: Chris Garniewicz

To create a Dad’s Vision Statement, I asked Chris to imagine his daughter, Hayden, being interviewed for a documentary film about his life 20 years from now. Chris envisioned the filmmaker asking Hayden to describe her relationship with him. Then he responded to these four questions:

1). Twenty years from now, I hope Hayden says:

My dad is trustworthy and loving. I can talk openly and honestly with him, and he listens to my point of view.

2). Twenty years from now, I hope Hayden does NOT say:

Dad wasn’t honest with me. He didn’t walk his talk. He didn’t care what I had to say.

3). Today, my priorities are:

I work hard at keeping my word and leading by my actions. We include Hayden in every area of our lives and spend tons of time with her. We give her opportunities to try new things and to take risks, encourage her to have a strong voice and help her make more decisions for herself.

4). What I need to change:

I need to come home from work in the morning and be less grouchy, more patient and more emotionally available. I also need to be a better listener and to overall make a constant effort to maintain trust and keep the dialogue open with Hayden.

Remember that your relationship with your child’s mother also has a significant impact on your child’s development. With that in mind, you can do this same exercise by simply switching out the word “Dad” with “Husband,” “Partner” or “Co-parent,” and then answer the same four questions with that revised focus in mind.

Putting Your Vision Statement Into Practice

If you’re a father, you’ve most likely spent a lot of time thinking about the kind of dad you want to be. But without a clear vision, sticking to these ideas can be challenging in the rough and tumble world of parenting. Taking some time to create a Dad’s Vision Statement is a simple, meaningful and practical way to be proactive in your relationship with your child.

Depending on the age of your children, you may want to share your vision with them. For your child to see that his or her dad thinks and cares about this relationship — and to learn about the specific steps he’s taking to work on it — can be powerful, and open up a rich dialogue.

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Creating Your ‘Dad’s Vision Statement’ originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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