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Helping Kids Cope With Anxiety

From starting school to fearing rejection by friends, anxiety and worry are expected components of child development. We all worry from time to time, and kids are no different.

Teaching children coping skills to deal with their stressors and worries is like teaching other skills. How do we teach dental hygiene or how to read? We can start by creating a plan, modeling the steps by showing them and practicing the task together, and gradually children will practice the technique independently.

How do we teach children to cope? We do so with intention and on purpose. Here are some suggestions for helping kids cope with anxiety:

Do validate. While a parent’s instinct may be to jump in and solve the problem, first take a moment to validate that certain situations or experiences are indeed scary. Helping kids make sense of their emotions includes helping them feel them. Anxiety is normal — it’s even good for you. It may help to start out by saying things like: ” I can see why that situation makes you nervous. Sometimes I get nervous when I have to… (e.g., meet a new person, speak in front of an audience, try something new).”

[See: 10 of the Biggest Health Threats Facing Your Kids This School Year.]

Don’t offer general advice statements. Although it’s important to validate and empathize when a child is feeling anxious, offering general advice statements such as “Don’t worry” or “You’ll be fine” may feel invalidating or even dismissive. Learning to cope with anxiety includes helping kids learn how to get specific about their experiences. Try: “It sounds like you’re pretty worried about failing this upcoming math test, and I know how important it is to you. Let’s see if we can come up with a plan…”

Do work with kids to understand the problem. Fear and anxiety are emotional responses to threat and perceptions of danger. Our brains naturally react to environments we perceive as dangerous. When we sense “danger” or “threat,” our bodies get activated to fight, flee or freeze. When we feel anxious, it’s a signal that there is perceived threat; it is a signal to act. Before we can problem solve, we must understand the problem. Anxiety and stress include feelings, thoughts and behaviors; in turn, problem solving includes helping kids learn how to identify and understand that how they think is related to how they feel and determines their actions:. Try: “What’s the worst that can happen if you take that test? What will happen if you don’t take the test?”

Do practice problem-solving/coping. Teaching kids to cope with anxiety, stress or worry includes teaching them to problem solve. Helping kids learn how to identify and understand the problem is key. When dealing with stress or anxiety, kids can learn to identify a problem, come up with a plan and execute the plan. Think about how often we have to utilize this sequence in our daily lives. When kids feel anxious, they may have trouble seeing options. Teach kids to recognize their anxious thoughts and self-validate, and also practice labeling feelings, thoughts and behaviors, or avoidance:

“When you feel nervous, what does your body feel like?”

“Do you get shaky? Or jumpy? When you have worries, do you feel like you have butterflies in your stomach?”

“It sounds like you’re worried that it will be a disaster? What do you think will happen?”

“What are the chances that you will fail the math test? What is the worst that can happen if you do fail?”

For anxious bodily reactions:

— “If your body is feeling anxious, slow down and take some deep breaths.”

And then team up and brainstorm some things they can do:

— “What can you do to prepare for the oral report in front of your class? You can create a slide presentation or use flash cards. We can practice in advance at home. You can ask the teacher for help.”

Don’t encourage avoidance. While avoiding a situation that makes us nervous is an option for temporary relief, it does not work very well and serves to keep anxiety going in the long term. Avoidance deprives kids of potentially learning that outcomes are not always as bad as we predict and discourages them from practicing coping skills. Rather, it’s helpful to coach kids to approach scary situations gradually and encourage them to approach, rather than avoid.

[See: 10 Concerns Parents Have About Their Kids’ Health.]

Do model your own stress management skills. Often, parents try to hide their worries or share their worries without sharing their coping steps. Just as children may learn how to tie their shoes by observing adults in their lives, parents can model coping and problem solving. What do parents do when they’re stressed? Talk it out. “When I get nervous, I take some deep breaths and then make a to-do list. If I’m stressed about a problem at work, I write down my worries, talk to a friend and then come up with a plan.”

For many children and adolescents, anxiety may become so severe that it interferes with healthy development. Some potential red flags include:

— Chronic stomach pains or physical symptoms when worried.

— Frequent requests to leave and/or be picked up from school, or multiple trips to the school nurse.

— Withdrawal from peers or social activities (e.g., clubs, parties, teams).

— Excessive clinginess and/or reassurance-seeking questions that are asked repeatedly.

— Sleep or eating disturbances.

[See: 9 Sports Injuries That Sideline Kids.]

For these children, parents may consider further evaluation. Fortunately, anxiety disorders are treatable and may be helped by a type of psychotherapy called cognitive behavioral therapy. For more information, visit:

Society of Clinical Child and Adolescent Psychology

Association of Behavioral and Cognitive Therapies

Anxiety and Depression Disorders Association of America

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Helping Kids Cope With Anxiety originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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