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Top Ways to Save on Your Next Washington, D.C., Vacation

Planning a vacation on a budget is easy in the nation’s capital. Many of the District of Columbia‘s top attractions are free, and there’s plenty of options for public transportation and discounts on food and drink.

When overseas travelers come to Washington, “they’re amazed by all of the free things to do here. It’s why D.C. is such a wonderful mecca for tourists worldwide,” says Jack Nargil, concierge at the Mandarin Oriental, Washington DC.

Here are six things that penny-wise travelers should take advantage of.

Free Attractions

The city is known for its free monuments, memorials and federal museums. For people traveling in large groups, this can add up to huge savings. “We encourage people to investigate the museums. They’re paid for by the American taxpayer, so that’s why they’re free,” Nargil says.

[Read: 5 Charming Neighborhoods to Visit in Washington, D.C.]

Elliott Ferguson, president and CEO of the city’s tourism site, Destination DC, recommends the live butterfly exhibit at the Smithsonian’s National Museum of Natural History. Timed tickets are required, but the event is free to visitors on Tuesdays. At The John F. Kennedy Center for the Performing Arts, a free performance at the Millennium Stage takes place every day at 6 p.m. “It could be hip-hop, ballet, opera, choral music, jazz, clowning, you name it,” Ferguson says.

Timed-entry tickets for the Butterfly Pavilion begin at 10:15 a.m. and end at 5 p.m. The Kennedy Center’s Millennium Stage is open all year.

Hotels Outside the District

Staying in hotels outside the District can save you hundreds of dollars, says Erich Hosbach, director of sales and marketing at The Graham Georgetown hotel. Try a hotel across the river in Virginia, either in Rosslyn or Crystal City. It may be cheaper than a hotel in the District, and it’s still just a short ride on the Metro to the city’s central hub, he says.

Hosbach’s picks: Le Meridien Arlington in the Rosslyn area is a funky hotel with great service, and the Sheraton Pentagon City Hotel has amazing views of the capital.

Restaurant Discounts

Opportunities abound for reduced-price food and drinks, depending on the time of year or day you’re visiting the nation’s capital. The District is a big happy hour town, and many places offer discounts on drinks and food, says Joaquin McPeek, director of communications with the city’s Office of the Deputy Mayor for Planning and Economic Development.

Greg Leinweber, general manager at Kimpton Hotel Monaco Washington DC, suggests that visitors take advantage of the discounts that hotels and restaurants offer when Congress is out of session. The twice-yearly Metropolitan Washington Restaurant Week, which starts in January and August, is another way to enjoy fixed-price menus at a great value.

[Read: 8 Fun Day Trips from Washington, D.C.]

McPeek’s top picks for happy hour include Ivy and Coney in the trendy Shaw neighborhood; nearby Lost & Found on Ninth Street NW, which has a selection of about two dozen beers on tap; and Black Jack on 14th Street NW.

Cheap Eats While Seeing the Sights

Another way to save on food: Seek out local sandwich shops for lunch or snacks instead of dining in tourist-heavy areas. “Prices on the Mall can be up to 15 percent more for bottled water, soda or sandwiches,” Hosbach says. Good picks near the National Mall include Teaism in Penn Quarter, which serves healthy Asian fare, or District Taco, a fun and fast Tex-Mex eatery. While sightseeing in Georgetown, try The Best Sandwich Place or Cafe Tu-o-Tu for a bite to eat.

Public Transportation

It’s not worth the expense to rent a car. “Driving and parking in D.C. is a nightmare, not to mention expensive,” Hosbach says. Use alternatives like Metrorail, taxis and ride-hailing services, like Uber or Lyft.

Julie Saunders, head concierge at the Four Seasons Hotel Washington, DC in Georgetown, recommends the DC Circulator, a bus system that costs a dollar for adults. Its routes are limited, but one in particular goes from Union Station to Georgetown, a useful route for tourists, she says. Another goes around the National Mall.

For more information about the District’s public transportation options, visit wmata.com. A special section offers advice to visitors and new Metro riders. For Circulator information, visit dccirculator.com.

[Read: The Best Things to Do in Washington, D.C.]

Inexpensive Boat Tours

Boat tours are great for those who want to sightsee in style and save money. Leinweber suggests taking a cruise with Potomac Riverboat Co., which picks up in Georgetown, Alexandria in Virginia and the National Harbor in Maryland. “It’s a fun way to see the city at a relative value,” he says. Visitors can choose to tour the monuments by river, cruise to Mount Vernon to tour George Washington’s estate, cruise to Alexandria’s waterfront to explore the restaurants, shops and historic sites, or take the Canine Cruise, where pups ride free.

Prices vary for the Potomac Riverboat tours. The Alexandria seaport cruise is $12 for adults and $6 for children ages 2 to 11.

To experience more of what Washington, D.C., has to offer, check out the U.S. News Travel guide.

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Top Ways to Save on Your Next Washington, D.C., Vacation originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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