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4 Reasons Online Learning Works Well for Working Adults

By U.S. News & World Report

Online education is transforming the way students learn.

One 2016 survey found that online undergraduate students are an average of 29 years old and online graduate students are an average of 33, reflecting both the popularity and effectiveness of online programs to help adults meet educational and career goals. Online education is well-suited to older students often balancing education with work, family and other obligations.

[Discover a week in the life of a working online MBA student.]

Here are four reasons online education works well for working adults.

1. Course flexibility: Most online courses are accessible 24/7, 365 days a year, so you can usually study around your work schedule from anywhere in the world. If you’re an older student juggling an education with other responsibilities, this flexibility is ideal. You can do your homework all at once or in nuggets between other obligations.

Often, you can study for a degree online at a pace that fits your lifestyle. You can take one or several courses per semester or enroll in an online program with shorter terms that make it easier to concentrate on one course at a time.

Recognizing that many prospective online students have already earned some credits toward their bachelor’s degree, programs might provide transfer credits or credits for life or work experience. Some programs also allow you to test out of certain courses.

2. Learning new skills and improving existing ones: Completing online courses from home or your desk at work can help you develop new skills to boost your earning potential.

If you were hired straight out of high school, you may find you need a college degree to move into management. Or you may simply want to improve or refresh the skills you already have, or learn job-specific skills to meet the changing needs of your profession.

Many companies will pay partial tuition for job-related courses that expand your knowledge base. If technology has been changing the way your industry functions, for instance, your employer might greatly value online courses that help you keep up with your field.

3. Instant relevance to your job: You may be surprised by how much more you enjoy your classes than you did when you were younger because in many online courses, you will find other working adults who you can network with and discuss recent experiences.

Online education is more practical because you can relate what you learn to the job you do every day and improve your job performance. You will also be able to make classes more interesting for other students by sharing relevant work-related examples in online discussion boards, for example.

[Explore ways to interact with classmates and professors in online classes.]

4. New career opportunities: You may want to take online courses to round out your resume so you can compete for completely new positions with your current employer or at another organization. Earning a degree or advanced certificate online can be a great way to reinvent yourself if you are looking to change careers.

The takeaway: Online courses can provide real value to working adults because they are flexible and can help build the knowledge needed to get ahead while networking with others in similar positions.

More from U.S. News

Ask 5 Questions About Networking Opportunities in Online MBA Programs

Consider 10 Things When Juggling Career Goals, Online Education

4 Lessons About Balancing Online Education, Career Needs

4 Reasons Online Learning Works Well for Working Adults originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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