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The Serious Business of Play

Anyone who’s played or watched tennis knows the importance of a good serve and return — the exciting volley that keeps us engaged in the game. However, most of us probably don’t think about how important that type of back-and-forth exchange is when it comes to playing with our kids. But research suggests this kind of interplay is key to a child’s brain development.

Research on the emotional connection between parents and children and the development of complex brain circuitry teaches us that a parent’s capacity to understand a child’s serve — her mood and approach to play — and to match that serve with our own engagement, builds the neural circuitry and leads to the development of important cognitive, social and language skills. Here’s how Harvard University’s Center on the Developing Child defines this important concept, known as serve and return:

“Science tells us that serve and return interactions are essential to the development of brain architecture. When adults interact with children in a caring, responsive way, they help build and reinforce neural connections in a child’s brain that support the development of important cognitive, social and language skills. If an adult’s responses are consistently unreliable, inappropriate or simply absent, children may experience disruptions to their physical, mental and emotional health.”

[See: 9 Foods That Can Keep Your Brain Sharp.]

To see how this concept plays out in real life play between parents and their children, we filmed a free-play session during The Fatherhood Project’s Dads Connect group, a program for underserved and at-risk fathers and their children that meets on Saturday mornings. Later, the children did an activity with staff while the dads in the group gathered around a table to view recorded free-play session.

While reviewing the interaction between one particular father and daughter, we encouraged the group to pay close attention to the positive interaction — the serve and return — between the dad and his daughter. In the video, we see the father and daughter playing with a toy truck and small figurines. Specifically, we asked the group to watch for what she served and how he returned it.

[Read: Fathers We Must Learn from Our Children.]

During the discussion following the video, we wrote down some of the key observations made by the group of dads, as well as the two group leaders — a licensed social worker, Lindsay Dibona, and myself — and Raymond Levy, the executive director of The Fatherhood Project. Here’s what we observed:

— The play occurs in the context of a loving and empathic relationship, which seems primary to this father at all times. Dad is gentle while on the floor playing with his daughter, reflecting his daughter’s own gentle approach, as she feels things out while they play.

— She points; he responds by looking to where she’s pointing.

— Dad recognizes when she serves uncertainty and when she needs help, and he returns with approval, giving her confidence and a willingness to take risks and move forward.

— Dad seems to understand she wants all the figures on the truck and doesn’t fuss with the two she has lying down; he allows her imagination to guide her play, without adult interference.

— Dad follows her lead in playing with the figures and the truck by asking her questions, and engaging in dialogue — verbal serve and return.

— She tries some things and looks to him for approval and he returns nodding, smiling and affirming her with verbal responses.

— Dad increases the complexity of the interaction by pushing the truck (serving), which encourages his daughter to respond, or return, by taking initiative, thinking creatively and playing along. His move actually keeps things from getting boring and keeps the interaction going.

The overall emphasis in this session was the importance of paying attention, focusing and being present for your children, so you can see what they serve and respond accordingly. By pointing out the positive micro-interactions in the video, the aim was to strengthen all of the dads’ understanding of interactions with their children.

[See: 10 of the Biggest Health Threats Facing Your Kids This School Year.]

Something as subtle as placing figurines on a truck may not — on the surface — seem particularly important for brain development. But looking closely at how we respond to our children’s activity, and ensuring we’re doing so in an engaged, caring and responsive way, can have a profound impact on their emotional, mental and physical health. It may seem like just another game, but those successful serves and returns can make all the difference in bolstering your child’s development.

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The Serious Business of Play originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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