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How to Identify and Address Sexism at Work

Millions of Americans are reeling, and the reason behind it has absolutely nothing to do with politics; rather, there is a widespread feeling that human decency has been violated. We’ve learned that sexism, in addition to many other forms of discrimination, is much more widely accepted in our society than most of us previously thought.

Many of the comments that we hear inside and outside of the workplace are explicit, while others are subtle, and many of us — women and men — don’t even think twice about it. It is time to address that which we may not have seen or spoken out about before, as it is a matter of respect for others.

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Sexual harassment is covered under Title VII of the 1964 Civil Rights Act. It includes direct sexual advances or propositions; intimidating or excluding women employees to jeopardize their employment status; and/or creating a hostile workplace for women by using sexist jokes, remarks or images.

While it is often viewed as risky to speak up, it is critical to changing our culture. It is incumbent upon all of us to break into uncomfortable conversations if we truly want there to be change. If you do not feel comfortable addressing it with the person directly, engage with human resources, diversity representatives and other allies to address the issue.

Sometimes internal outreach can lead nowhere, or at worst, to retaliation, despite systems that are supposedly set up to prevent that. The problem is that HR is often looking out for the employer rather than the employee. You can find lawyers nationwide through the National Employment Lawyers Association. All lawyers on this site are dedicated to helping employees.

Verbal Statements. The most obvious form of harassment is verbal statements. This could be catcalling, telling jokes or blatant comments about how a person looks. Telling someone you like their sweater need not be misconstrued, but stating how you can see their figure based on their clothing is inappropriate.

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Written Statements. You might see sexist comments in an email, a letter or a performance appraisal. Bring these to the attention of a diversity representative, human resources or other designated allies in your organization. While some may reject your claim or tell you there is nothing to be done about it, don’t stop there. Take it up the chain until you find someone willing to listen, or take it outside the company if need be to a lawyer who represents employees. These are not times to stay silent and accept things as the way they are.

Requests. If a colleague is asked to send Shelly in with the annual report so he can see more of her, that is not appropriate. When a superior asks a female colleague to pick out lingerie for his wife because she’d know what to choose, that is inappropriate. You need to speak up and spread the word that this is happening and is not okay. If we rely on only a select few to do so, this casual attitude toward sexism and acceptance of it will never change.

[See: How to Quit Your Job Like a Class Act.]

Invitations. You may be asked by a colleague to lunch or coffee, which most of the time is perfectly harmless. The trouble comes when you’re receiving invites that go beyond just that; for example, when you feel pressured if someone suggests sharing a hotel room while on a business trip. Brushing up against someone “by accident” also is unacceptable and shouldn’t be tolerated.

Some people will not feel comfortable reporting these incidents. If you don’t, consult with an advocate or mentor and see if they might be able to do so anonymously. If you are concerned about speaking up to the perpetrator, empower yourself.

First, ask the person, “What makes you say that?” When they answer, you can respond with something along the lines of, “How do you think that makes me feel?” Your goal is not to immediately attack the person, but to listen and seek to understand where the individual is coming from. You may have to go further and provide a counterexample to put them in your shoes.

When you offer this chance for the person to think about what they’ve said and how it makes you feel, you may in fact force them to consider how what they say impacts another person. If many commit, we may each change one or two perspectives, and spread awareness by the example we set with the hope that others will follow.

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How to Identify and Address Sexism at Work originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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