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How to Have Smarter Kids

As I drive around town, I can’t help but notice that lots of parents have bumper stickers on their cars that tell the world that their child is an honor student at such and such a school. They are very proud that their kids are smart. And why shouldn’t they be? All of us desire to be smart, funny, attractive, well-liked and successful in this world. And while just being smart doesn’t guarantee any of those other things, it definitely can make life (and especially school) easier.

What Is Intelligence?

Intelligence is the ability to solve problems by remembering and repeating successful behaviors from the past, or remembering and altering behaviors associated with past failures. It also comes from imagining possibilities for the future and creating a new set of behaviors to achieve those possibilities. Intelligence is measured by Intelligence Quotient, or IQ, tests, but IQ tests don’t measure creative intelligence, practical know-how, interpersonal intelligence (sometimes called emotional intelligence) and bodily kinesthetic intelligence ( athleticism). People with the very same IQ number may solve a problem with equal speed and accuracy, but they will probably use different avenues of thought. Every one of us uses some combination of intelligence-related brain areas in a highly individualistic way. Real intelligence is not easy to measure. Some psychologists say that true intelligence is the ability to adapt to a wholly new situation and to “master” that situation or thrive within it.

[See: 10 Fun Kid Activities for Adult Bodies and Minds.]

Is Intelligence Genetically Predetermined?

Humans have 25,000 genes, but 40 million switches that turn those genes on or off. Genes determine intellectual potential, but not necessarily outcome. We are not victims of our genes. What, then, determines which switches get turned on and when? The first determinant is what the mom experiences and what she consumes before getting pregnant and during her gestation period. Both of these have a huge effect on the genes of her offspring. A recent study found that the type of food eaten by a group of non-pregnant female mice chemically altered their DNA, and that later when those mice did become pregnant, those changes were passed on to their offspring. It is not as simple as not eating harmful things, but instead is more about getting adequate amounts of the nutrients needed for genes to switch on and allow optimal development of the brain and nervous system.

In addition to nutrients, hormone levels play a big part in utero. Remember that hormones aren’t just about the reproductive system — hormones exist all throughout the body as chemical messengers relaying crucial information to all the other body systems. So the levels of cortisol, insulin and even thyroid hormones have a direct effect on the genes and development of the fetal brain and the baby’s neural development. Mothers who are stressed have more cortisol and other androgenic hormones like testosterone. High levels of cortisol and testosterone during pregnancy have been shown to suppress some development of left hemisphere functions. Stress can come from a variety of sectors — financial, emotional, relational or even chemical stress from toxins in the environment. Right hemisphere development can be suppressed by high levels of estrogen in the mother of a growing fetus. Estrogens are at toxic levels in our everyday surroundings like plastic water bottles, plastic storage containers, Styrofoam takeout trays and even in our water supply thanks to millions of flushed birth control pills every month.

How Does That Play Out?

Children with behavioral, academic, social or other challenges are often struggling with a brain imbalance where they mostly use one side of the brain and are unable to fully access the other side because it is weaker. This could come from the balance of hormones and the stress level of the mother during gestation. The left hemisphere of a child’s brain controls learning and processing information. Kids who are left brain dominant are usually more analytical and academic, but may struggle socially and have trouble getting along with their peers. Children with right brain dominance (their left side may be weak from stress hormones in utero) are imaginative and social, but may really struggle in school.

[See: 11 Simple, Proven Ways to Optimize Your Mental Health.]

After the Child’s Birth

Once born, what a child experiences greatly effects which genes are turned on. These experiences come in the form of environment, thoughts and stressful emotions, diet, exercise, touch (healthy or toxic), and heart connection to at least one safe person. Healthy touch is so important! An infant’s brain at birth is 25 percent developed, with a hundred billion nerve cells. These nerve cells make many connections to other nerve cells while developing in the mother, and then continue in the first years after birth. This results in some 100 trillion connections of nerve cells to other nerve cells by the age of 3. Repeated activity of those connections strengthens or thickens the connections between nerve cells, just like a dirt road that’s used a lot will get worn almost as hard as pavement. It will widen and strengthen to accommodate the increase in traffic.

These connections will last for a lifetime unless a traumatic brain injury occurs. Touch — and then later in the infant’s life, movement — allows for most of these connections. Without adequate, safe, healthy touch and movement early in the infant’s life, this opportunity is lost. Touch has also been found to keep DNA synthesis active. Babies need a lot of healthy touch to grow into healthy, thinking, feeling humans.

How Can You Draw Out Your Child’s Inner Genius?

Children’s attitudes toward themselves and toward learning is a major factor in their achievement. Most people who have succeeded have also failed many times. Having the confidence in themselves to fail and learn from their failures makes smarter kids. Period. When a child is allowed to fail and learns to do things differently because of that failure, he or she actually builds brain connections that can benefit them for a lifetime. So allowing your children to fail, helping them learn from their mistakes and pushing them to persevere even under frustration — but not pushing them to the point of toxic stress — is the key. Easier said than done, right? Yes, but you can do this! It takes attention and intention. An easy life is not a fulfilling life, and it doesn’t make for strong, resilient kids.

Remember back when I said that many psychologists define intelligence as the ability to navigate a new field and learn the rules, apply the rules and thrive? Well, that is also a very good definition for resilience, and that is a superhero power your child can take to the bank.

[See: 10 Ways to Break a Bad Mood.]

Dr. Pete Sulack is founder of StressRX.com and UnhealthyAnonymous, the 12 step program to reducing and managing stress levels, as well as the majority owner of one of the largest clinics in North America. His office has seen more than 1,000,000 patient visits over the last 13 years, validating his unique approach to health and wellness. Dr. Pete actively treats patients traveling from around the world seeking his services. His studies on the effects of stress, coupled with testimonials from patients and attention in medical communities have garnered him the title of “America’s Leading Stress Expert.” He is a highly sought-after teacher, lecturer and author.

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How to Have Smarter Kids originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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