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Connecticut College Road Trip: Yale University

Embedded in the heart of downtown New Haven, Yale University‘s campus features elegant Gothic architecture, plenty of well-kept green spaces, and amenities like several performance venues and the university art gallery, which includes more than 200,000 works.

Founded more than 300 years ago, the country’s third oldest college — after Harvard University and the College of William and Mary — is ranked No. 3 among N ational Universities by U.S. News.

It’s also one of the most selective: Only about 6.7 percent of those who applied for the Class of 2019 were admitted.

[Explore more colleges and universities in Connecticut.]

While students are high-achieving and driven, “no one is rooting for anyone at Yale to fail,” says senior Tobias Holden, a molecular, cellular and developmental biology major from Greenville, South Carolina. “People actually are encouraged to work together.”

That sense of community is fostered by Yale’s residential college system. All first-year students are randomly assigned to one of 12 colleges, each with its own residence hall, dining facility, gym and library plus some distinct touches: Morse and Ezra Stiles colleges, for example, share a music recording studio. Faculty members serve as so-called college heads and deans, living in the residences and hosting events at their homes such as teas featuring artists, ambassadors and other high-profile guests.

Students often hang out at each facility’s “buttery,” a game room and common area that serves cheap late-night food. Two new residential colleges are under construction and expected to open in the fall of 2017, adding space for about 800 undergraduates that Yale is adding to the student body by 2020.

[Learn the questions to ask during college tours.]

About 84 percent of Yale’s 5,500 undergrads live on the 343-acre central campus. All enroll at Yale College, which offers more than 80 majors. The university has about 6,800 graduate students in 13 additional schools.

Undergrads must complete courses in the humanities and arts, sciences, social sciences, writing, quantitative reasoning and a foreign language. About three-quarters of classes have fewer than 20 students, and with a 6-to-1 student-faculty ratio, “professors really are looking out for you,” says senior Samantha Bensinger, a philosophy major from Chicago.

That said, “you have to make the first move” to get to know faculty members one-on-one or to pursue undergraduate research opportunities, says recent mechanical engineering grad Carlene Huard, from Danbury, New Hampshire. The school does offer plenty of resources to help students navigate, from a network of faculty and peer advisers to Dwight Hall, Yale’s center for public service and social justice, which helps students pursue community service opportunities.

Students say it’s a myth that all Yalies are wealthy Northeasterners. In the Class of 2019, for instance, about 11 percent of undergrads come from abroad, more than 40 percent identify as a minority, and about 1 in 7 are first-generation college students.

[Discover which colleges have the most campus ethnic diversity.]

Entertainment options are plentiful, with hundreds of student-led organizations and more than 50 performance groups that put on plays, concerts, dances and other events. The Division I Bulldogs compete in the Ivy League in about three dozen sports.

Yale is “large enough that you have those kinds of niche groups, but it’s small enough that you really do know a lot of people,” says senior Joe English, a global affairs and ethnicity, race and migration major from Galway, New York. And there are plenty of ways to escape the Yale “bubble.” Students can hike, bike or picnic in East Rock Park, catch a concert at College Street Music Hall, or head to New York City, 80 miles away by car or train.

The annual Yale-Harvard football game is a must-attend event. Yalies also enjoy midnight snowball fights and traditions like the Yale Symphony Orchestra Halloween Show; costumed undergrads listen to the music group perform a soundtrack to a student-made silent film at midnight on Oct. 31. “We take our work seriously, but not ourselves seriously,” Huard says.

Connecticut College Road Trip:

University of Connecticut

Wesleyan University

Connecticut College

This story is excerpted from the U.S. News “Best Colleges 2017” guidebook, which features in-depth articles, rankings and data.

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Connecticut College Road Trip: Yale University originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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