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Cocky or Confident? 4 Tips to Strike the Perfect Interview Balance

Whether you’re seeking an internal promotion or applying for a new job externally, your interview demeanor plays an important role in the decision-making process. Appearing confident can certainly help inspire others to have confidence in you. But there’s a point of diminishing returns.

Consider my former client, “Tom.” At 27 years of age, Tom has some impressive experience and a world-class education. He also has an ego a mile long and a few unrealistic expectations regarding his career opportunities. At the end of one recent interview, he told his interviewer he was in high demand and needed an offer on the table within 24 hours to even consider the position. The interviewer told him on the spot not to hold his breath.

[See: The 10 Most Common Interview Questions.]

There’s a delicate balance that must be managed during the interview process. You need to appear confident but not cocky. You want to demonstrate that you know you can do the job exceptionally well and that you’re a highly marketable asset. But if you push too far, your credibility is at risk. Cocky professionals are unlikable and, more often than not, people regard them with suspicion; there’s no way you can be as great as you think you are.

So what’s the perfect balance look like and how do you achieve it? Consider the following tips.

Clearly define your past successes using facts; avoid broad generalizations.

Imagine telling someone, “I’m a really great writer.”

Now imagine telling them, “I recently won an award for an article I wrote for a national trade publication.”

Which sounds more compelling? The second one, hands down, sounds confident without being cocky. The first one sounds like a brag. Without evidence to back up your claims, you risk appearing smug. When citing tangible proof — like an award you received or measurable results you achieved — you simply sound factual.

[See: 8 Important Questions to Ask a Job Interviewer — and Yourself.]

When discussing past successes, give credit where credit is due.

Very few professional victories happen in a vacuum. They’re usually the result of team efforts and collaboration — and your interviewers know that. Don’t be afraid of acknowledging the work of others in the interview. If you try to take all the credit for yourself, something will smell fishy. That being said, don’t shy away from the credit you rightfully deserve; just don’t pretend it was a one-man show.

Don’t exaggerate your successes.

Interviewers are very skeptical of those who appear to be exaggerating. I once interviewed a young woman whose previous role had been as an intern for a prominent brokerage. When asked to describe her experience, she said her job had been to “provide investment advice to clients.” When probed, she couldn’t explain deeper what that meant and she clearly lacked the required education and licensing to legally advise clients anyway. Regardless of whether or not she had the ability to do the job I was hiring for, she was immediately excluded from consideration.

Trying to make yourself sound more qualified than you are by exaggerating your experience will always backfire.

Don’t be afraid to acknowledge failures and weaknesses.

Interviewers don’t expect you to be perfect. Attempting to position yourself that way only looks disingenuous. Even worse, you can end up appearing to lack any hint of self-awareness.

Interviewers love to ask questions that force interviewees to disclose vulnerabilities. (Think: “What’s your biggest weakness?”) The worst possible answer is one that avoids sharing anything real or one that tries to spin a positive experience or trait as a negative one. Instead, be authentic — discuss an honest failure and what you learned as a result, or a true weakness and what you’ve done to overcome it.

[See: The 8 Stages of a Winning Job Search.]

Remember: Confidence comes from demonstrated competence. Present the best you have to offer. Be upbeat and positive, but don’t pretend to be something you’re not. Don’t let fear or ego take over. Charm them with well-articulated success stories, authenticity and a dash of humility.

More from U.S. News

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Cocky or Confident? 4 Tips to Strike the Perfect Interview Balance originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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