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College Road Trip: University of Colorado–Boulder

Tuscan vernacular architecture dominates the 318-acre main campus of Colorado’s flagship university, expressed in sandstone and red tile roofs. The backdrop: the majestic Flatirons. The broader setting, usually sunny Boulder, often lands on lists of the most livable places, and skiing, snowboarding and other outdoor activities are big draws.

“The first few weeks I got here I took up skydiving,” says Aidan Rafferty, a senior from Greenwich, Connecticut, studying aerospace engineering.

Students choose from 150 fields of study, including programs considered among the nation’s best in aerospace engineering, ceramics, geology, physical chemistry, quantum physics and environmental law. Eighteen astronauts have studied or worked here, and the University of Colorado– Boulder faculty have been awarded five Nobel Prize over the past few decades.

It was the “really strong” physics education that kept Boulder native Oak Nelson, a 2016 grad, from accepting offers from Dartmouth College or the Massachusetts Institute of Technology. The school draws about 40 percent of its enrollment from outside Colorado, and the student population is approximately 30 percent minority and international.

[Check out other colleges and universities in Colorado.]

Several programs make Colorado’s largest university feel smaller and more welcoming to freshmen, part of an effort to raise the six-year graduation rate from 71 percent to 80 percent by 2020.

More than half of students living on campus are enrolled in 14 themed residential academic programs, or RAPs, and six similar living-and-learning communities. The programs build communities around an interest such as global studies, fine arts, leadership and community service or sustainable design.

For example, students in the humanities-focused Farrand RAP live in Farrand Hall and take a class each semester in which they examine texts, write and learn the research process as they connect with their peers and professor.

“Most of my friends I met in my RAP,” says Daniel Peaslee, a 2016 graduate in film studies from Estes Park, Colorado, who joined the arts and film group.

Another way CU gets students engaged is by giving upperclassmen lots of opportunities to do research. “I got to command a spacecraft in my second year,” says Maggie Williams, a 2016 aerospace engineering graduate from Highlands Ranch, Colorado; the command center for the Kepler spacecraft now surveying the Milky Way for potentially habitable planets is located at CU. “Half of our staff members are students,” says Bill Possel, director of Mission Operations and Data Systems.

But that doesn’t mean students don’t cut loose. “If you’re into the party scene,” notes Ellysse Dick, a 2016 graduate in international affairs and German studies from Rapid City, South Dakota, “there are plenty of things to do.”

Nearby Pearl Street’s restaurants and bars are popular destinations. Although cannabis is legal in Colorado, CU takes a zero-tolerance position in keeping with a smoke-free policy. Students enjoy cheering on their Buffaloes in an array of varsity sports in the Pac-12 Conference. The men’s and women’s ski teams are among the most competitive.

[See which top colleges and universities are in the Centennial State.]

Sustainability is a major focus, with student-run recycling, the nation’s first Division I zero-waste athletics program, and the new Sustainability, Energy and Environment Complex, where a new major in environmental design will be headquartered.

Other points of pride are the school’s entrepreneurial bent and an interdisciplinary approach to learning. At the BioFrontiers Institute, faculty from 10 departments from applied math to the geological sciences are partnering with industry to make their discoveries relevant.

At the Idea Forge, engineering, business and humanities majors design, create and test products tackling societal needs and problems of companies. Some students find support through a summer startup accelerator that ends with “Shark Tank”-like pitches to potential investors.

Colorado College Road Trips:
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Colorado College
Colorado School of Mines

This story is excerpted from the U.S. News “Best Colleges 2017” guidebook, which features in-depth articles, rankings and data.

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Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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