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The Toxic Chemicals Lurking in Your Household Dust

Whether you’re vigilant or lackadaisical (or somewhere in between) when it comes to cleaning your home, there’s something you should know: The dust lurking under your bed or couch, on your windowsills, doorway moldings or ceiling fans, or anywhere else is more than just an unsightly nuisance. It’s a potential health hazard because it contains toxic chemicals from a variety of everyday products. In fact, 45 potentially harmful chemicals are found in household dust in 90 percent of homes throughout the U.S., according to a review of 34 studies published in the September issue of Environmental Science & Technology.

“There were clearly some bad actors that emerged — they were present at higher levels and some of these chemicals are really ubiquitous,” says study leader Ami Zota, an assistant professor of environmental and occupational health at the George Washington University Milken Institute School of Public Health in the District of Columbia. The most common chemicals found were phthalates (especially DEHP and DEHA) and flame retardants (particularly TPHP and TDCIPP), though synthetic fragrances, perfluoroalkyl substances and phenols were also present in significant amounts.

These chemicals come from a wide range of items found inside people’s homes, including vinyl flooring, blinds, food packaging, furniture, carpet padding, building insulation, electronic devices, baby products, paint and personal care and beauty products. One way or another, these items release or shed these chemicals — which are not bound to the products, Zota explains — and they end up in the air, on the floor or on surfaces. Then, you might breathe them in, absorb them through your skin or inadvertently transfer them to your food or mouth with your hands.

The concern is, exposure to these chemicals have been linked to various respiratory problems, fertility and reproductive system disorders, hormone disruptions, behavior problems in kids and various cancers. “Looking at the health hazards posed by chemicals in dust, we’re concerned that many chemicals hit the same systems — small exposures can add up, potentially leading to amplified health risks,” explains study co-author Veena Singla, staff scientist at the Natural Resources Defense Council in San Francisco.

[See: 10 Seemingly Innocent Symptoms You Shouldn’t Ignore.]

A Hierarchy of Risk

It turns out, however, that these chemicals don’t present an equal-opportunity threat. “Young children are particularly at risk for exposure to contaminated household dust because they crawl, play on the floor and constantly put their hands in their mouths,” Singla notes. “Studies find that toddlers have five to 15 times greater levels of some flame retardants in their bodies compared to their moms.” And since young children’s brains and bodies are developing, the impact may be particularly significant for them.

In addition, “pregnant women and the babies they are carrying are especially vulnerable to chemicals that are toxic to neurodevelopment and the reproductive and hormonal systems,” Singla says. “That’s because these systems are most sensitive to disruption during accelerated phases of growth and development like when a baby is in utero.”

Meanwhile, older adults may be vulnerable because they may have other health conditions that amplify the effects of these chemicals. “The way we think about vulnerability is if you’re a healthy adult, you may get constant insults of these chemicals” and your body finds ways to mitigate them, explains Tracey Woodruff, a professor in obstetrics and gynecology and director of the Program on Reproductive Health and the Environment at the University of California–San Francisco. “But if you have another medical condition or if you’re an older adult, your [body’s] immune process may not be able to respond as well.”

[See: 10 Things No One Tells You About Breast-feeding.]

Protective Measures

To safeguard your family from these toxic chemicals, try to keep household dust to a minimum by using a wet mop to clean floors and a damp cloth to dust surfaces. Also, vacuum frequently with a machine that has a high-efficiency particulate air, or HEPA, filter, Singla advises. Be sure to wash your hands (and have your children wash theirs) frequently — and always before eating — using plain soap and water; and avoid soaps or cleansers with fragrances or antibacterial properties.

In general, try to buy products that are free of some of these chemicals (such as phthalates and fragrances). It helps to use the free smartphone app Detox Me, from the Silent Spring Institute, which provides simple, research-based tips on how to reduce exposure to these chemicals in your home; it also keeps track of your progress. But “you can’t shop your way out of this problem entirely,” Zota says.

[See: 8 Weird Ways Obesity Makes You Sick.]

Ultimately, the solution isn’t entirely in your hands. “If these chemicals are in our dust,” Woodruff says, “that means we need to get them out of our products and replace toxic chemicals with things that are not going to harm our children or us.” That task belongs to regulatory authorities, such as the Environmental Protection Agency and the Food and Drug Administration, and to manufacturers of these products. “The good news is that when we take action on hazardous chemicals by restricting and banning them,” Singla says, “levels in our dust and our bodies go down.” That’s the best form of cleanup imaginable.

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The Toxic Chemicals Lurking in Your Household Dust originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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