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Why and How to Improve Mental Health Services for Youth

In recent years I’ve noticed I become sad in September. It’s not because September signals the end of summer, the further recession of my wayward youth into the past or some precursor of seasonal depression. Rather, it’s because September is when our youth return to school, and, being a psychiatrist, I become acutely aware of the challenges they will face growing up in today’s world, and dismayed at our inaction in helping them.

[See: 10 of the Biggest Health Threats Facing Your Kids This School Year.]

Mental health professionals have long known that youth is the sweet spot for mental illness. This is because most mental disorders manifest their first signs early in life, meaning from childhood to young adulthood. One in five people experience a mental health condition before age 25, and 75 percent of all lifetime mental health conditions begin in the first quarter century of life. Here’s why:

— Your genetics and early environment greatly influence your chances of developing mental illness.

— The largest and most rapid maturational changes in the brain occur during childhood and adolescence, making it more vulnerable to trauma, stresses and toxins, and creating more opportunities for things to go wrong during these periods.

— The environmental pressures that are associated with growing up — social and academic pressures, the Internet, social media and recreational drugs, to name a few — have become greater in the modern age.

Growing up has never been easy, but it seems more hazardous now. Statistics bear this out. A 2013 survey by the American College Counseling Association found that 25 percent of students arrive on campus already taking psychotropic medication. It also found that nearly all student mental health service directors think there are more students seeking help for serious mental problems, more on-campus physical and sexual assaults, and more frequent high-risk and self-harmful behaviors.

Rates of mental disorders — including depression, addiction, suicide, psychological trauma, eating disorders, attentional disorders and learning disabilities — are rising in their respective age groups. This may be due in part to the idea that millennials are more sensitive and less resilient than past generations; or alternatively, that the complexities of growing up in the modern age are more challenging. While both reasons may be true to an extent, our society also needs to be more aware and better able to treat mental disturbances than in the past.

But we are not. In the course of my career, I have seen many young people whose education and lives were derailed by mental illness that was not accurately diagnosed and adequately treated in a timely fashion. In the worst cases, this oversight can lead to irreparable damage in their lives, lifelong disability and even suicide. In rare instances, this lack of action can also result in violent assaults on the victim’s family members or random acts of violence toward total strangers.

How and Where We Can Intervene

When asked why he robbed banks, the notorious Willie Sutton famously responded, “Because that’s where the money is.” Similarly, if we want to interdict mental disorders before they harm young people, we should focus on settings that make sense — namely, in pediatricians’ offices and schools.

However, we have failed to take advantage of this opportunity. While pediatricians ruefully acknowledge that 40 percent of their practices involve dealing with mental and behavioral problems, they receive a woefully inadequate amount of child psychiatry training. Even when pediatricians take the initiative to acquire specialized expertise in child mental health, they do not have the time to provide adequate care. Nor can they readily refer patients to a specialist, since there is a serious shortage of child psychiatrists. While it would be ideal to embed or co-locate mental health professionals in primary care settings (aka “collaborative care”), this model is only infrequently implemented.

[See: How to Find the Best Mental Health Professional for You.]

We also need major improvements in schools. Most educational institutions neither want the responsibility nor are prepared to meet the mental health needs of their students. They also lack adequate — much less, optimal — resources to provide good mental health care. Primary and secondary schools have limited health care personnel on site and usually rely on referral networks of clinicians that vary in quality and scope. These schools have neither the budgets nor the incentives to provide better mental health services.

At universities, where students are residing for four years, and not just attending for several hours a day, the most common form of treatment provided by student mental health services is crisis counseling and psychotherapy. University administrators, meanwhile, only began accepting the responsibility of developing comprehensive and state-of-the-art mental health services for students when increased behavioral incidents including suicides, sexual assaults and trauma, binge drinking and drug use forced them to. Their delay and reluctance is partly due to cost, but also to liability.

However, to provide the right types of evaluation and treatment, universities must employ and provide students access to an array of treatments administered by trained personnel, including psychiatrists, psychologists, social workers and substance abuse counselors. Institutional officials, along with students and parents, also need to make complex decisions about when students can receive treatment at school, and when they need to take a leave of absence to seek outside care. In the case of the latter, when recovered, the affected student needs to be seamlessly transitioned back to the school’s student health service upon resuming their education.

There are other more proactive and comprehensive strategies in mental health care that could be adopted to achieve the desired goals of improving overall mental health of this population, and that could reduce the consequences of mental illness. These include:

— Screening students for cognitive impairments beginning in primary school and referring them for diagnostic testing and treatment.

— Providing on-site evaluations in schools of any students exhibiting behavioral problems or showing signs of untoward mental function, and referring them to qualified outside clinicians when necessary.

— Educating students and families about mental illness and substance abuse through in-person, web-based or print materials.

— Implementing a system for monitoring, following up with and continuously assessing the outcomes of students who received treatments while they were in school, on vacations or leaves of absence.

[See: 11 Simple, Proven Ways to Optimize Your Mental Health.]

To attack mental illness in its sweet spot, we should adopt a public health approach to providing mental health services through our primary care and educational systems. The reality is that this health problem is “low-hanging fruit” and does not require rocket science to fix. But it does require the social and political will, which I hope we will muster before next September.

More from U.S. News

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8 Things You Didn’t Know About Counseling

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Why and How to Improve Mental Health Services for Youth originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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