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How to Survive Pumpkin Spice Season, With Waistline Intact

Once upon a time, September conjured up images of children returning to school, crisp, cool mornings and the start of leaf-peeping season. But increasingly, this month brings to my mind the beginning of a newer, distinctly American tradition: the autumn Pumpkin Spice-A-Thon, in which everything from your coffee to your breakfast cereal is transformed into a cozily-seasoned comfort food.

On one hand, the in-your-face ubiquity of the pumpkin spice onslaught can lead to a knee-jerk rejection of this seasonal flavor trend. But deep down, even those of us who feel we are above being swayed by profiteering food marketers must admit that pumpkin spice is, objectively, delicious. And many of us find ourselves craving it once the leaves start turning and air becomes chill.

But with a full four-month-long pumpkin spice season, what might start as a fun fall novelty can quickly turn into an unhealthy habit. Seeing as there’s already so much to tempt us in an increasingly prolonged season of holiday indulgence, for those of us concerned about sipping and nibbling our way to a few extra inches around the waist, we have to be careful about how we scratch that pumpkin spice itch.

[See: 6 Fruits and Vegetables You Should Eat This Fall.]

So what is a closeted, health-conscious pumpkin spice aficionado to do? Here are four healthy ways to get your pumpkin spice fix without spending more than about 1 1/4 teaspoons, or 5 grams, of your daily added sugar budget — which for most people is about six teaspoons, or 24 grams:

Replace jam, honey or maple syrup with pumpkin butter. If you’re in the habit of having a daily PB&J, drizzling honey in your plain yogurt or using maple syrup to sweeten whole-grain foods, such as waffles or oatmeal, try swapping in an equivalent portion of pumpkin butter instead. Pumpkin butter is a delicious puree of cooked pumpkin with seasonal spices and a touch of added sugar.

Most available brands contain significantly less sugar than an equivalent portion of jam, honey or maple syrup. For example, 1 tablespoon of your average pumpkin butter has about 20 to 30 calories with 3 to 6 grams of sugar, though some brands certainly contain more. Compare that to an equivalent serving of your standard grape jam or strawberry jelly, which has 50 calories and 12 grams sugar, or a tablespoon of pure maple syrup, with its 50 calories, or 14 grams sugar. Even reduced-sugar jellies typically have around 8 grams of sugar, or 2 teaspoons’ worth. If you’re new to pumpkin butter, look for the lower-sugar brands, such as Kauffman’s, American Spoon and Stonewall Kitchen.

Try cinnamon-spiced pumpkin seeds. While the pumpkin spice craze centers around the orangey pumpkin flesh, those incredibly nutrient-dense pumpkin seeds are going completely ignored. Do your part to right this nutritional injustice by getting your pumpkin spice fix from some seasonally flavored pepitas — or pumpkin seeds — instead. Each 1/4 cup serving of SuperSeedz Cinnamon & Sugar flavored pumpkin seeds has only 3 grams of sugar, making them a pretty righteous way to add crunch and pumpkin flavor to your morning oatmeal, plain yogurt or home-blended trail mix. Pumpkin seeds are also a great source of protein (7 grams per serving), fiber and heart-healthy magnesium, which makes them a pretty terrific addition to your dietary repertoire year round.

[See: 10 Tips for a Healthy Fall.]

Get your pumpkin spice fix from a whole-nut-based bar. Try a KIND Caramel Almond Pumpkin Spice bar if you’re feeling hangry and looking for a seasonally appropriate fix. The bar has only 5 grams of sugar, and it makes a very satisfying, highly portable 200-calorie snack. Pair one with a hard-boiled egg and it could even make a respectable on-the-go breakfast.

Replace that PSL with your own sugar-free cup of pumpkin-spiced bliss. Fancy pumpkin spice lattes are expensive and loaded with calories. There are almost 400 calories and 50 grams of sugar — that’s about 12 teaspoons worth — in a well-known coffee chain’s medium-sized pumpkin-flavored latte drink. These beverages also lure us into cafes, putting us face to face with pastry cases full of other pumpkin-spiced temptations, such as muffins, scones and moist quick breads. So if you’re a pumpkin spice lover who’s vulnerable to that 3 p.m. sweet craving — and you’d like to keep your waistline intact — you’d better have a plan to steer clear of chain cafes this season.

Here’s what I suggest: First, go online and order yourself a stash of Crio Bru’s roasted cacao beans or K-cups (you’ll need to grind the former just like you would with whole coffee beans). If you’re not familiar with this product, it makes a brewed chocolate beverage in essentially the same way that coffee is made — using a coffeemaker, French press or Keurig machine. Once brewed, the drink has no sugar and contains only about 10 calories per cup from the natural cacao bean oils.

[See: Unusual Uses for Pumpkins.]

When the craving strikes, start by brewing yourself a cup of Crio Bru using your preferred method. Next, you’ll need to doctor your steaming cup of brewed chocolate with some pumpkin spice flavor. To do this, steep a pumpkin spice-flavored tea bag in the warm chocolaty liquid, like you would if you were making a cup of tea. All the big tea brands, such as Bigelow, Republic of Tea, Celestial Seasonings and Tazo, offer such a seasonal flavor. Remove the tea bag once flavor objectives have been achieved. Finally, add a splash of your preferred milk, dairy-free creamer or half-and-half, and you’ve got a creamy, low-calorie, chocolaty beverage with no added sugar that will wrap you in enough pumpkin spice bliss to last you at least another 24 hours. At which time, you can repeat.

The author has no material affiliations with any of the companies whose products are mentioned in this article.

More from U.S. News

11 Fantastic Fall Snacks

Tasty, Healthy Ways to Use Raw Cacao

10 Healthy Habits of the ‘Naturally’ Thin

How to Survive Pumpkin Spice Season, With Waistline Intact originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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