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9 Ways to Turn Stress Into Success

Did you ever realize that the word “stressed” is “desserts” spelled backward? It makes sense if you think about how too many desserts, eaten too often, might bring your mind and body more pressure than pleasure. Stress is like that in other ways, too — the right amount can be good for you, say by motivating you to exercise; too much can hurt your sleep patterns, pack on pounds and keep you from being your best self.

[See: 7 Diet Mistakes Sabotaging Your Weight Loss.]

Although it’s unrealistic to expect every day to feel spa-like, you can add a little calm to your calendar by following these nine tips:

1. Put your mind where your mouth is.

Unless you’re driving, try a little experiment by closing your eyes while you eat. Pay attention to the flavor (spicy, mild or soothing?), the texture (soft, crunchy or chewy?) and the temperature (hot, cold or room temperature?). Chewing slowly and focusing on what’s going on in your mouth will enhance your dining experience and give you a greater appreciation for the distinct characteristics of each food.

2. Visit your kitchen.

If you never cook, introduce yourself to your kitchen. You might enjoy spending some time there. Choose a simple recipe and try to create a dish that even a kid could put together. You don’t have to be an Iron Chef to impress your taste buds or to feel proud that you crafted a tasty meal. Make the experience memorable by inviting a friend or two over to help. Slicing, dicing, chopping and stirring can be therapeutic — and can burn calories, too.

3. Eliminate ‘Sunday Night Syndrome.’

After a relaxing weekend, do you dread going back to work or school on Monday morning? If you do, you’re not alone. According to The Monday Campaigns, 27 percent of people say they experience the most stress on Mondays. However, 58 percent see Monday with positive eyes, and with hope that the day will bring a fresh start to a new week. Try to become one of them by scheduling something fun on Monday so that it becomes a day you can look forward to.

4. Pet a pet.

Playing with a dog, cat, hamster or turtle can increase levels of the stress-reducing hormone oxytocin and decrease production of the stress hormone cortisol. Pets don’t judge and their unconditional love goes a long way when we’re anxious or feeling down. Having a furry friend as a stress-buster is a science-backed strategy, with research even suggesting that pet owners have lower blood pressure than people who live pet-free.

[See: 7 Ways Pets Can Make You Healthier.]

5. Disconnect and connect.

Putting down your phone — even for a few hours — can give you a breather and a chance to catch up with others face to face. Go for emotion instead of an emoji; texting can never express the feeling in someone’s face and voice.

6. Breathe.

Practice deep breathing while you count to 10 anytime, anywhere. If you’re able to, close your eyes for a deeper sense of relaxation.

7. Move your body.

When you’re bored, tired or stressed, take a walk to blow off some steam and keep off extra pounds. Any movement — whether it’s dancing, hula-hooping or just jumping up and down during TV commercials — can help you ditch a gloomy feeling by stimulating the release of endorphins, your brain’s feel-good neurotransmitters.

8. Do something good for yourself.

Instead of eating an unnecessary snack, take a bath, read a non-work related book, write someone a letter, look at old photos or call (don’t text) someone you care about. Taking the time to connect with yourself and others can bring clarity to your day instead of chaos.

[See: 8 Ways to Relax Now.]

9. Rest your body.

Screen time right before bed can keep you from a good night’s sleep. It’s best to turn off emails, stop scanning your social media posts and shut down an hour or two before you turn in. Before falling asleep, make note of what’s on your to-do list for the next day. It may help to keep a pad and pen on your nightstand to help transfer your thoughts from your head to your paper. Knowing you’ve written it down will help you rest your mind and body.

More from U.S. News

9 Tips to Tame Work Stress

9 Ways Watching TV Can Shorten or Ruin Your Life

10 Reasons You Should Try Self-Massage

9 Ways to Turn Stress Into Success originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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