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6 Overlooked Mistakes That May be Costing You an Interview

When we submit a resume for a position, for better or worse, we are being judged on much more than the merit of our work experience. We are also being judged on more than the content of the resume and the way we present it. Employers and recruiters take notice of small mistakes, which are often overlooked by the writer. Some of them may not even be readily classifiable as mistakes, but are major issues that make identifying your resume and tying it to you more difficult. What are these small things that may be costing you an interview? Read below to find out.

[See: 7 Common — and Costly — Cover Letter Mistakes.]

Is each file properly named? What is the file name of your resume? It should not be generic, like “Resume 2016” or “New Resume.” Yes, the file name should refer to just what it is, a resume, but it should also include your full name. If it gets saved to the recruiter’s computer or in a candidate database, there is a strong possibility that it will be misplaced. They will not take the time to sift through old emails and locate your resume unless you are the No. 1 superstar in your industry. Don’t take the chance of it getting lost.

Additionally, some employers allow you to upload one to five resumes. In that case, you need to make sure that you know which resume you are using. Choose a file convention that makes sense to you and to other people. You should still label them all with the word “resume” and your full name, but you should also reference what that particular resume emphasizes, such as “business development” or “project management.” Similarly, the file name for your cover letter needs to have “cover letter” in it as well as your full name, and the same goes for writing samples, portfolios and any reference letters. These items should only be included if specifically requested.

Do you have a professional email address? This does not have to be something fancy; it could just be your first initial and last name or your full name. However, if you have an email address from your teen years such as foxylady@ or hotstuff@, you need to create a new email account. There is absolutely no excuse for not doing so, as they are free. An odd email address does not show personality and humor as you may think. It flat out looks unprofessional.

[See: 10 Items to Banish From Your Resume.]

Does your email signature contain a quote? While your signature quote and emojis may be heartwarming, there really is no place for them in professional email exchanges with potential employers. And that’s true when you apply as well as any email follow up. You may be attempting to inject personality, but it is very distracting and could offend someone without your intending to. The simple fact is you just don’t know what people’s sensitivities are, so why take the chance? Show your personality through your resume, cover letter and emails.

Does your email display name match your resume? A mismatch between the name that shows up as “from” when you send an email to someone and your file name or resume header is a no-no. This is extremely confusing for an employer and has the potential to cause issues in a candidate database, which again will decrease your chances of hearing back from an employer. You should be using your full legal name or the one you use professionally, and it should appear the same in all places. Think about it: If you have Angie Smith as your name in the email “from” display, but “Angela Hecht” as your file name for your resume, how will the person know which is correct? And how will the computer know how to file your resume? Be consistent so that the potential employer and their systems won’t have to guess.

Have you checked for careless mistakes in your resume? We aren’t talking only about grammar and misspelled words here. If there is a comma hanging out on its own between two words, that’s a problem. Are there two spaces after some periods and only one space after others? These are some examples of careless mistakes that could cost you. The way to avoid these is to print out your resume and use a pen to mark it up. You should also have a friend review your resume and correct any mistakes. Don’t forget to go back to your file and correct them before you hit “send”!

[See: The 10 Most Common Interview Questions.]

Do you have track change markings in the resume? You may be surprised, but many people end up sending out their resume with review markings still in it. They likely forgot to accept changes. This is both easily avoidable and necessary to avoid. Open and review your file as many times as you need to ensure there are no strange markings still in there.

Sending a high-quality resume and application is not a breeze, but it is easy to avoid these six careless mistakes. It is highly worthwhile to take the time to do so, or else you run the risk of being overlooked for a job you may be the perfect fit for.

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6 Overlooked Mistakes That May be Costing You an Interview originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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