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How to Make the Most of Your Internship

The quality of internships varies greatly. It doesn’t really make a difference whether your internship is paid or unpaid. When an organization has a formal internship program, you may have opportunities that you wouldn’t get in the absence of one. This is generally because supervisory responsibility and duties are clearly outlined as part of a formal program. In a more unstructured environment, you may find that it’s difficult to maneuver without a designated boss and work stream.

[See: 10 Ways Social Media Can Help You Land a Job.]

Both arrangements have pros and cons. If you’re lucky, you may be assigned a mentor or supervisor who will take you to meetings and answer your questions. However, you may find that you don’t have enough to keep you busy or you may not know who to reach out to with questions. If you are in that position, here are some ways you can get more out of your internship.

Find out where your support is. It may be uncomfortable to do or require digging, but you must figure out who can help you. If it’s completely unclear who you report to as an intern, talk with the human resources department. Ask a staff member to help you find out who should be assigning you work. While that person or people may not end up coming to you regularly with assignments, you will then know who to ask if there is work you can help them with.

Be proactive about obtaining work experience. An internship can be more than just doing drudge work. Be observant: Are there conferences, meetings or events the organization puts on or does participating in that interest you? Ask your mentor if you can attend. Consider the work going on around you. If you’d like to learn the whole process from intake of a client through the project management cycle and close out, ask if you can participate in different stages. If that’s not possible, ask if you can shadow your mentor throughout the process to see how it all works.

[See: 10 Things New Grads Can Do Right Now to Get a Job.]

Identify people who you want to talk to. There may be people in the company you learn about through conversations or observation. If you’re interested in talking to them about their career path or to get their advice, don’t be afraid to ask. You’ll want to ask your mentor or human resources how they’d advise you approach people with the request to have a brief conversation. Prepare for those meetings ahead of time by coming up with questions to ask each person. Not only are you learning more about the company, you may get ideas for your future career. The bonus is that you are building your professional network!

Perform your very best and be reliable. Internships are often not extremely challenging, but you should do your very best no matter what the task is. The pace of life and technology today has made us quick to finish tasks, which sometimes translates into lower quality final products. Take your time writing reports, emails and making copies. Take the approach that everything is equally as important and deserves your full attention. Scan emails and reports for mistakes before you submit them. Make sure your copies capture the full page and are legible. Turning in flawless projects brings great dividends as you’ll maintain a positive impression with those who you work with. That impression will extend throughout the entirety of your career and life because while those people probably will not remember exactly what task you did, they’ll remember you did terrific work.

Offer to help. Ask people if you can help them out. You cannot go wrong with this as long as you’re not going outside of your bounds as far as who you are contacting. Even though you may not always get an assignment from reaching out to different colleagues, your offer will likely be recalled positively. Someone may not need assistance at that moment, but may come back to you at a later time. It shows initiative, which will help you in your current and future career. And when you do help out, remember to do your very best.

[See: 8 Ways Millennials Can Build Leadership Skills.]

Once you figure out who your main supports are, you can begin to offer to help others and be proactive about getting work and learning new things. Also, work on building your network by reaching out to those with whom you want to connect and asking them to have a brief conversation. When you actively offer to help and perform well in everything you do, your co-workers will have a long-lasting good impression of you that will pay off in ways you probably won’t realize until further along in your career.

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How to Make the Most of Your Internship originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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