Skip to main content

How Private Are Health-Tracking Apps on Your Phone?

If you frequently track your health-related stats or lifestyle habits on an app, you might think all that 411 is confidential between you and your smartphone. But that’s not necessarily true. In fact, recent research suggests that mobile health apps present serious privacy concerns.

In a 2016 study published in JAMA, researchers evaluated the privacy policies of 211 Android diabetes apps and found that 81 percent of them did not have any privacy policies at all. Of the 19 percent that did, not all of the provisions actually protected users’ privacy: Most of them collected user data (including sensitive health information such as insulin and blood glucose levels), and nearly half of them shared this data with third parties. As the researchers concluded, this poses “privacy risks because there are no federal legal protections against the sale or disclosure of data from medical apps to third parties.” (Think advertisers, marketers and other companies.)

[See: 7 Ways Technology Can Torpedo Your Health.]

Unfortunately, these risks aren’t unique to diabetes apps. They’re universal. And yet many consumers have no idea that third parties could gain access to such personal info. “I suspect that most people don’t fully realize what they’re getting into when they use these apps,” says David Kotz, a professor of computer science at Dartmouth College. “Surprisingly few [apps] have privacy policies, and if they do, they’re often vague in terms of what they say about what data is collected, who has access to it and what it’s used for.”

Indeed, when it comes to regulations, health and fitness apps fall into a bit of a no-man’s land. Health and fitness tracking apps that simply allow users to organize and monitor their health information and lifestyle habits aren’t covered by the Health Insurance Portability and Accountability Act, or HIPAA, because they’re outside the purview of health care providers. If an app is used as an accessory to a regulated medical device (such as an infusion pump) or uses an attachment to measure blood glucose levels or performs sophisticated health analyses, the Food and Drug Administration may or may not consider it a “mobile medical app” that must comply with certain guidelines (only a small subset fall into this category). The Federal Trade Commission recently created a web-based tool to help developers of health-related apps figure out which federal laws and regulations might apply to their apps, but the FTC doesn’t require sufficient protection for data that’s collected from users, says lawyer Marc Rotenberg, president of the Electronic Privacy Information Center, a public interest research center based in the District of Columbia.

Even apps that claim to have privacy policies often transmit your information unencrypted and over insecure network connections, which can allow anyone — your friends, family members, colleagues, neighbors and others — to capture that data, according to the Privacy Rights Clearinghouse, a nonprofit organization based in San Diego that’s devoted to helping people protect their privacy. Plus, apps that you can download for free often depend on advertisers for revenue, which means you may be deluged with personally targeted ads.

[See: Apps to Mind Your Mental Health.]

“Some people find it disconcerting to receive ads that are sensitive to their medical condition or behavior,” Kotz says. In fact, in a recent study of 43 health and fitness apps, the Privacy Rights Clearinghouse found that 43 percent of the free apps studied share user-generated personally identifiable information with advertisers, and 52 percent share collected aggregate data (without personally identifiable information) with marketers.

Another concern: “The apps are designed to extract from the user a great deal of information — about movement and nutritional habits, weight, smoking or alcohol use — that would be of interest to employers and insurers,” Rotenberg points out. “This could lead to an adverse determination in an employment context — it can affect decisions related to hiring or promotion — or in an insurance context — it can affect the rate setting for a life insurance policy.”

In other words, “people could use that information to make decisions about you based on their own perception about what that information means — and you’ll never know why that decision was made,” says George Annas, professor and director of the Center for Health Law, Ethics & Human Rights at the Boston University School of Public Health.

Since you can’t count on apps to protect your privacy, the onus is on you to do so, experts say. Here are tips to help you reap the potential benefits of keeping your health details at your fingertips while safeguarding your privacy:

Consider avoiding free apps. If you value the privacy of your health information, you may want to avoid apps that “are advertising-driven for their revenue,” Kotz advises. (Clues: Ads are generally embedded in the content, and these apps are usually free to users.) “Paying for an ad-free version helps reduce your risk” of having your data shared with third parties, Kotz says.

Investigate an app before you download or buy it. The goal is to find out who and how credible the app developer is. Try to find reviews of the app online, Kotz suggests, or through the app store — and check out the privacy policy (you may need to look on the developer’s website). Contact the developer with any lingering privacy-related questions.

Check out an app’s settings carefully. “There are often controls that allow you to turn on or off the collection and sharing of certain information,” Kotz says. “Understanding what those choices are is worth it to you.” If you can’t make sense of these often-confusing options on your own, enlist a tech-savvy friend to help you.

[See: 5 Common Preventable Medical Errors.]

Think carefully about what you’re willing to share. There’s nothing wrong with keeping private matters private, so consider whether your smoking or drinking habits could come back to haunt you if they were to become public knowledge. Also, consider whether you want data brokers or other third parties to know that you’ve had a mental-health condition or pregnancy problem. “Assume that your info will be shared — if you’re not comfortable with that, don’t use the app,” Annas advises, or omit those details when the app cues you for them.

More from U.S. News

HIPAA: Protecting Your Health Information

7 Ways Height Affects Health

10 Seemingly Innocent Symptoms You Shouldn’t Ignore

How Private Are Health-Tracking Apps on Your Phone? originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
Read Next Story