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4 Resolutions Every Runner Should Make

Ready to take on the new year with some running resolutions that will make you stronger and faster? By setting some simple goals for yourself, you can do just that. Here are four easy-to-monitor, year-long resolutions to get you started:

1. Race one a month.

Nothing sharpens your racing skills better than getting out and doing it. In fact, too many runners have a yearly goal race and then are wracked with terrible nerves on race day. You can solve this problem by simply adding one race to your schedule every month. That way, you’ll go through the process of registering, picking up your bib, getting dressed and racing once every four weeks. Not only will you get lots of practice, but you’ll also get used to running under the pressure of competition. Don’t worry: These can be local 5Ks or other low-key (even free) races. Something is better than nothing!

2. Reserve one day a week for stretching.

Runners should place a heavy emphasis on stretching and lengthening muscles to undo some of the tightening caused by running. A great way to do this is to set aside one day each week to stretch — and nothing else. The best thing to do is to take a yoga class on this day, but you can also just go to the gym and spend a good amount of your normal workout time (say, 45 to 60 minutes) stretching your body. Doing this will give you a nice, relaxing recovery day, too.

3. Try something new every week.

If there’s one thing that runners tend toward, it’s being creatures of habit. Unfortunately, doing the same things every day, or using the same schedule over long periods of time, can lead to performance plateaus, boredom and lack of motivation. To break this pattern, reserve one day of the week for trying a new type of workout. Do a speed workout you’ve never done before, pick a new place to run or play a running game with your friends. Use your imagination — and the Internet if you must — but come up with something you haven’t tried before. You may find methods you really like and wind up mixing them into your workout plans going forward. And, you’ll scare away the Boredom Monster at the same time.

4. Become a part of the running community.

Perhaps nothing contributes more to the longevity of runners than becoming a part of the running community itself. Many runners just show up for a race now and then or run by themselves at the gym. Take the opportunity to join a running group, volunteer at a race or coach a youth running team. There are many ways to get involved. The most important thing is to place a priority on becoming part of something greater than yourself so you feel connected and rooted in the sport. Once you’ve established some connections to the community, you’ll find yourself more motivated to show up and see your friends — and you just may keep on running much later into your life.

Once you pick your goals — be they from this list or your own — write them down. This may be both the simplest and most difficult part of a New Year’s resolution. But it’s important. By taking the time to write down some goals, you’re challenging yourself and making a commitment to go after those goals in the coming year. You’ll also need a plan to make those goals happen. Think about what you’d like to improve about your running — whether it’s to get faster, be more competitive or just to have more fun — and write down how you will make each one a reality. Just remember that your goals need to be measurable by your own performances — not those of the people around you.

New Year’s resolutions are a time for us to reflect on where we’ve been and where we’re going. Take the opportunity to challenge yourself in some of these simple ways and you’ll improve your running, keep yourself in good health and hopefully be happier in the long run. Happy New Year, runners!

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4 Resolutions Every Runner Should Make originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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