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How to Hack Your New Year’s Resolution for Success

I’ve never liked the words “objective” or “goal.” Perhaps my distaste for such terms can be traced back to elementary school, where the teacher would write the word “objective” on the blackboard in giant letters. Then, we had to talk about why we were doing what we were going to do that day. Why didn’t we just do the activity and then talk about it? I wondered. It seemed like such a waste of time.

I feel the same way when it comes to setting a goal weight. All too often I hear clients say, “I need to lose 20 pounds by my wedding” or “I’d better knock off 50 pounds before my high school reunion.” But focusing on a weight goal without appreciating every step of the process can leave you with a goal that’s attainable but not sustainable. It’s the ups and downs during the process itself that teaches you how to get to a place where you feel proud of your achievement. This enlightening journey often gets short shrift — especially when you set an unrealistic weight goal or an unreasonable time frame to achieve it.

When work toward a goal (say, to lose a few pounds), you may start off feeling motivated, optimistic and prepared for any obstacles that may get in the way. Yet, even with the best of intentions and a strong desire to accomplish your goal, once a barrier (like a long-awaited vacation) presents itself, willpower slides and you resolve to go right back to your goal after the vacation is over. Until the next vacation, that is.

For all too many of us, the same process recurs when it comes to setting a New Year’s resolution. Yes, I realize that many of these intentions are made on New Year’s Eve accompanied by a side of Champagne or other adult beverages. Still, people make lots of promises this time of year and often abandoned them by the time Valentine’s Day chocolates start to appear.

So, if you are a chronic New Year’s resolution setter and a before-the-winter-is-over resolution breaker, these tips from four nutrition pros are just for you:

1. Don’t make promises you can’t keep.

“Don’t embark on a complete diet overhaul. Those overreaching goals seldom have a happy ending! Instead, choose one or two things about your diet or lifestyle that you’d like to change for the better, and make those changes first. Everything can be done in time, but why stress yourself out trying to change everything at once? If you take the time to do it right, it’s more likely that you’ll follow through on making your goal happen.”

Abby Langer, registered dietitian nutritionist

2. Set goals within your control.

“Instead of saying, ‘I resolve to lose 10 pounds by February,’ say, ‘I resolve to eat foods that fuel me and make me feel good.’ If you were to eat balanced meals with lean proteins, healthy fats and plenty of vegetables and not lose 10 pounds by February, you might be upset and give up. But if you eat those meals, feel great and just happen to lose some weight, that feeling of accomplishment might make you more likely to continue to eat in that fashion. Goals like healthy eating tend to better continue healthy habits than goals like a specific pound weight loss within a specific timeframe because the controllable goals don’t tend to disappoint.”

Amy Gorin, New York City-area dietitian and contributing blogger for WeightWatchers.com

3. Be realistic — and seek support.

“Don’t make a resolution to run a marathon when you have never even run a mile. Perhaps start small by working your way up from running on a treadmill to running a 5K, and eventually build your way up to the marathon. Unrealistic New Year’s resolutions leave people feeling frustrated and discouraged, which can prevent them from setting future goals.

“It’s also helpful to create a New Year’s resolution in which you can seek a team or licensed professional for support. For instance, if your resolution is to lose 10 pounds, seek the guidance of a registered dietitian or join a support group. The support person or people will help by providing motivation and keeping you accountable to your goals.”

Kristen Smith, registered dietitian nutritionist and founder of 360FamilyNutrition

4. Keep your eye on the prize.

“Display your specific goal in a place where you will see it regularly. Stick a Post-it on the bathroom mirror or make it your phone or laptop wallpaper so that you’re constantly reminded of what you want to achieve. We are so easily distracted each day that it’s easy to forget the promises we make to ourselves.

“You can also keep your eye on the prize by choosing a reward for meeting your goal ahead of time. If you lose the weight, meet your vegetable goal, work out five times a week or finally break your addiction to social media, reward yourself with a spa day, fun vacation or a new pair of shoes.”

Marisa Moore, registered dietitian nutritionist, owner of Marisa Moore Nutrition and contributor to the U.S. News Eat+Run blog

More from U.S. News

8 Resolutions Health Experts Want You to Make

Diet Success Stories: Dieters Reveal How They Hit Their Target Body Weight

How to Enjoy a Stress-Free Holiday

How to Hack Your New Year’s Resolution for Success originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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