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Don’t Get Left Out in the Cold: Real-Life Strategies to Survive the Winter Months

Winter is coming, and it can pack an unhealthy punch. With the change in weather, activity levels naturally decrease, we reach for comfort foods that help us feel warm and happy, shorter days equal less daylight and let’s not forget the many holidays we will encounter over the next month alone — which open the door to unhealthy foods and drinks. It’s no wonder we’re at risk for weight gain, reduced activity and overall poor health. Don’t fret: There is hope, and we can all survive the wintry spell by incorporating a few realistic strategies to combat weight gain and other unhealthy behaviors that winter can expose:

Strategy 1: Maintain, don’t gain. Make this your winter-month mantra, and work to maintain your weight through the winter months — so when the weather improves, you don’t have any improving to do. You’ll be ahead of the game and won’t have to worry about losing your winter weight. One healthy behavior that can help with weight maintenance is to track your food and activity.

Track your food and activity: Research shows that people who keep track of their food and activity not only lose more weight but keep it off over time. There are many free web-based sites and applications for your phone that can help you track your daily food intake along with your physical activity. Low-cost pedometers can be used for instant feedback on daily activity, and there are even phone applications that count your steps, as well. It’s important to remember to log everything you eat and drink — there are a lot of hidden calories in liquids. Like I always tell my patients, “Healthy or unhealthy, if you eat, be accountable for it and know what you’re putting into your body.”

Strategy 2: Warm up from the inside out. As the old saying goes, we are what we eat. Despite our desire to be perfect when it comes to healthy eating, we must admit there will be days we choose to eat foods that are not the most helpful. There’s no need to be perfect, but strive to choose healthier foods the majority of the time. Choose foods that work with you and not against you. One healthy behavior during these colds months that could help is incorporating soups into your diet.

Soups: A recent study in the British Journal of Nutrition found that soup eaters tend to have a lower body weight and lower waist circumference. Soup eating was also associated with a reduced intake of total fat. The type of soup makes a difference. Try to stick with broth-based soups with a high quantity of vegetables, high fiber lentils or legumes and lean proteins. Cream-based soups can be a source of hidden fat and calories. Lastly, when possible, make your soup at home to help reduce sodium content — or look for low-sodium versions of boxed or canned soups.

Strategy 3: Shake off the winter blues. The winter months, especially December, can be a difficult time mentally and emotionally. Stressors like holiday shopping, traveling and increased expenses can take a toll. Also, the reduction in sunlight during the day can lead to less time spent outside, increased TV and computer time, and having low energy. During these months, seasonal affective disorder is most prevalent. This is very different from the common “holiday blues” — SAD is much more severe, and the symptoms can last much longer. It’s normal to have some days when you feel down. But if you feel down for days at a time and you can’t get motivated to do activities you normally enjoy, see your doctor. Current research suggests physical activity and use of a light box can help combat stress during these months. Strive for 150 minutes a week, about 30 minutes a day, and try not to go more than two days without exercising. Try to plan family or friend outings that involve physical activity. Go bowling, meet up at the gym for a workout together, walk to your local stores instead of driving or try in-home exercise equipment, such as resistance bands, weights or an exercise ball.

Strategy 4: Don’t let holiday “spirits” bring you down. Starting in November with the celebration of Thanksgiving, the winter months provide many opportunities for celebrations, get-togethers and parties where alcohol is flowing — usually in large quantities. Although alcohol can provide for fun-filled stories the next day around the water cooler, it can be a hidden source of health hazards. Alcohol can contribute many extra calories that go unaccounted, and it can decrease our social inhibitions, leading to eating foods that are higher in calories and fat. Despite the potential for these hazards, current research indicates that the amount of drinks per day is the best indicator for weight gain. So a simple healthy behavior that can help slow down your alcohol intake is to have a glass of water or something non-alcoholic drink in between those glasses of wine. Keep in mind a 5-ounce glass of wine has around 150 calories, and a 1.5-ounce shot of liquor or 12 ounces of light beer packs around 100. The National Institute on Alcohol Abuse and Alcoholism recommends no more than four drinks per day for men and three per day for women.

Strategy 5: Out S.M.A.R.T. Old Man Winter. Now that you have ideas about how to get through the upcoming cold spell and have potentially even come up with your own ideas of how to stay healthy through the winter, there’s one major area that’s often overlooked. Planning and goal-setting can make a huge difference between success and failure. A major step of adopting new healthy behaviors is actually taking time to plan and set short-term and long-term goals. This key step can lead to long-term adaptation of the behavior we were after in the first place. A simple way to begin creating both short- and long-term goals is to remember to make your goals S.M.A.R.T. That means:

S — Specific: Identify the who, what, where, when, why and which. Define the goal as clearly as possible, and try to leave out any ambiguous language.

M — Measurable: How will you measure your goal? A form of measurement will give you specific feedback and help keep you accountable over time.

A — Attainable: It’s more helpful that the goal is realistic and attainable. While attainable, the goal may still be challenging to achieve.

R — Relevant: Define goals that are most important to you. This will increase the likelihood that you’ll figure out ways to make them come true.

T — Time-bound: Setting a target date will help establish a sense of urgency and prevent goals from being overtaken by the day-to-day stressors that are inevitable.

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Don’t Get Left Out in the Cold: Real-Life Strategies to Survive the Winter Months originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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