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Consider Attending a U.S. College Outside a Major Urban Area

The U.S. is home to some of the world’s most iconic cities: New York, with its Statue of Liberty and the One World Trade Center, and Los Angeles, with its Hollywood sign in Hollywood Hills.

But when it comes to actually choosing a U.S. college, international students may find themselves considering some of the hundreds of colleges and universities in the country’s lesser-known cities and towns.

For some overseas students, large U.S. cities may prove too tempting to resist. But for those willing to see a different slice of American life, they will want to consider these four factors.

[Learn how international students can benefit at a small-town college.]

— Transportation: Outside major metropolitan areas in the U.S., it’s hard to find a subway system or bus system that makes frequent stops.

“I love being in a big city and being able to get around without a car, but when you go to a rural part of the U.S., there is not going to be that kind of transportation,” says Michael Freeman, director of the office of international students and scholars at the University of Arkansas. His school has a bus system, for example. “But on game days, it doesn’t run,” he says.

The good news for students is that on most campuses, they can easily walk, bike or hop on a school shuttle to get food and other necessities.

Some schools have international student offices that organize trips for students who want or need to travel farther afield. At Pennsylvania’s Juniata College, for example, the Center for International Education will take a van of students shopping for coats and winter boots, says Kati Csoman, dean of international education. At Juniata, located in the small borough of Huntingdon, Csoman says she’s also seen an increasing number of international students getting cars.

If that’s not an affordable option, there’s always the possibility of bumming rides off of friends.

“I think some international students get nervous asking for rides, but I don’t think it stops them from getting out and exploring the United States,” says Kirsten Sheppard, director of international education at Tennessee’s Maryville College.

— Cost of living: Although flying into one of America’s small or medium-sized cities may tack on a few hundred dollars to a student’s airfare, any extra cost associated with getting to and from campus will likely be offset by a lower cost of living.

In Purdue University’s home of West Lafayette, Indiana, low prices are a draw for international students, says Michael Brzezinski, dean of international programs.

“We tell students that they might get a big scholarship from a private school but be accepted into Purdue with no scholarship, and their costs here might be less when you factor in the cost of living,” he says.

— The feel of the college town: For students choosing a geographically isolated school, the vibrancy of their college town can dramatically shape their experience.

Just because a school is in a remote location doesn’t mean the college won’t have certain citylike attributes. Big state schools, for example, may have the kind of food and events one could find in a larger city.

“You have to look at what’s in the community,” says Brzezinski. “There are lots of cultural, musical and athletic events on the campus. We are 40,000 people. We are a city within itself.”

Smaller schools may not have the kind of entertainment options available at large schools, but that can make for a more intimate experience, says Nadine Waran, a junior at Monmouth College, in Illinois.

Back in her home city of Kuala Lumpur, Malaysia, Waran would go to the movies every weekend. Now she doesn’t go as often because the movie theater is 20 minutes away, and she doesn’t have a car.

“It’s a little boring once in a while,” she says.

[Find the right U.S. college as an international student.]

But on the flip side, Waran says the remoteness of the small college — Monmouth has about 1,300 students — has helped her build close relationships and focus on her studies.

“In a city there is so much to do you do, you get distracted, but I am here to study,” she says.

— Natural surroundings: “For students who are interested in exploring the outdoor environment the U.S. has to offer, a campus off the beaten path can be a great opportunity,” says Sheppard with Maryville College, near Great Smoky Mountains National Park.

Waran says the opportunity to be in nature is one of her favorite parts of Monmouth.

“Coming from the city, I’ve never been able to look up at the sky and see all of these stars,” she says. “I remember the first time I went to the football field and I saw all of these shooting stars. It was quite something.”

For more international student tips and news, explore the Studying in the U.S. center.

More from U.S. News

How International Students Can Benefit at a Small-Town College

Choose a Recruiting Agency Wisely as an International Student

5 College Admissions Mistakes International Students Can Avoid

Consider Attending a U.S. College Outside a Major Urban Area originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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