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How Bathroom Trips Save Lives

As we return from summer getaways and increased active time outdoors under the sun (“active” does not mean actively sipping your Mai Tai at the beach!), with likely increased time indoors back at school, work and home, chances are you will become more sedentary and sit more.

Before you worry that this is another “sitting kills” polemic (there’s no need; sitting does kill), it is not. Actually, the reason I’m writing is particularly because I know that as you return to work and school, chances are you won’t be investing in a standing desk or monitoring an activity tracker to be sure you’re getting enough daily steps. I don’t mean to be sardonic; I just don’t think the chances are high. Firstly, both involve spending money — sometimes quite a bit of money. And secondly, both add an additional chore.

Instead, I have a cost-free solution, from both monetary and mental investment perspectives: Get up and walk for two minutes every hour. That prescription, in fact, seems to even beat standing at your desk when it comes to lowering premature death risk.

That’s right: Forget about logging 10,000 steps (for now, at least), or buying and assembling a standing desk, not to mention then having to also reconfigure your entire work space. No, no, no — neither are necessarily simple enough or easy enough to get you to change.

Just before summer this year, researchers published findings in the Clinical Journal of the American Society of Nephrology that indicate two minutes of light-intensity “exercise” (i.e. walking) per hour lowered risk of early death by 33 percent. Did you get that? Two minutes of walking decreases death risk by 33 percent! That is huge, and I would take that trade-off any day.

The study wasn’t small, either — it was three years long and measured 3,200 participants. No study is perfect, but this is fairly reliable research, and it specifically pitted longer bouts of low-intensity activity, like standing, against light-intensity exercise, like walking.

Simply stated, walking for just two minutes outperformed longer periods of standing. Moving once again beats stillness. I am not surprised. This is a very small investment with a very large return, and requires nothing more than setting a recurring reminder on your cellphone or computer to get the job done.

As a matter of fact, if you’re drinking enough water, you’re likely getting up and walking two minutes every hour already … to the bathroom and back. How’s that for a natural, built-in timer — and killing two birds with one stone? So keep up the H20, and the rest will flow. (See what I just did there?)

And please keep in mind, this is not a replacement for regular moderate to vigorous exercise. It’s more of a reminder to, you know, move or risk dying.

More from U.S. News

Easy Ways to Get 10,000 Steps Per Day

What Really Works for Cellulite?

How to Know if You’re Exercising Too Much

How Bathroom Trips Save Lives originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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