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6 Job-Search Tips for This Fall

By U.S. News & World Report

Have you put your job search on hold for the summer? As kids return to school and hiring managers end their vacations, it’s time to get your hunt into high gear. Here are six things you should be doing, especially at this time of year:

1. Treat every day as a new opportunity for a fresh start. If you are looking backward with a tinge of guilt for sitting at the beach when you know you could have been working more productively to advance your career, give yourself permission to let it go. Recognize that every day presents new opportunities, and resolve to put in maximum effort from today onward.

2. Get support from your family. As schedules move into fall mode, this is a good time for a family conversation about your own needs for time to concentrate on getting a job. Make sure your family members understand you need to have regular hours set aside for that purpose. Help them understand that a critical way they can support you is by not asking you to run errands or do other things for them during the day just because you don’t have a job that you need to be at.

However, remember: In turn, you have an obligation to fulfill your end of the bargain and make effective use of your time. Set a schedule for your daily job hunt to include all the elements of a job search, including researching, connecting, networking, interviewing and so on.

3. Rework your résumé . Take a fresh look at your résumé. It’s time for a major rewrite if you have an objective statement or bullets that begin with “Responsible for,” or if you haven’t presented the story of how you fulfilled what what was expected of you and what results you’ve achieved at your current or former jobs. Remember to look at your résumé not just as a catalog of everything you did, but rather as a marketing document that shows the value you offer your next employer.

There are numerous books and articles about how to build an effective résumé, but if best practice “résumé speak” seems outside your grasp, you may well consider making an investment in yourself with a solid résumé writer or coach.

4. Make new connections, and consciously expand your network. All kinds of groups and organizations are coming to life in September after a summer hiatus. Make sure you are plugged into the local chapter of your college alumni association, trade and industry groups, professional organizations and so on. Attend lectures, meetings, classes, continuing education opportunities, retreats and other events.

Make a point of talking to new people and showing an interest in them. This way you are bound to meet people with whom you have something in common. Make certain to get names and contact information, and later check them out, connect with them on LinkedIn and keep your conversations going.

5. Be slow and deliberate rather than fast and frantic. Sure, you can apply to dozens of jobs online in an evening. But your chances of landing a job this way are very limited. Instead, take time to research companies in which you are interested. Carefully craft cover letters to show why and how you can fulfill their needs, and then network your way inside. Remember that it is always the value you can add that’s important, rather than the opportunity an employer could offer you.

6. Curate your online presence. Write a blog, and be sure to include links to professional articles you find interesting or stimulating. Engage in dialog within LinkedIn groups to answer and ask intelligent questions. And, on the flip side, get rid of anything on your Facebook page or elsewhere that could cause someone to form a negative opinion of you.

Happy hunting!

Arnie Fertig, MPA, is passionate about helping his Jobhuntercoach clients advance their careers by transforming frantic “I’ll apply to anything” searches into focused hunts for “great fit” opportunities. He brings to each client the extensive knowledge he gained when working in HR staffing and managing his boutique recruiting firm.

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6 Job-Search Tips for This Fall originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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