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When Your Child Has Obesity: How to Tackle Weight Loss as a Family

Diet is a four-letter cuss word in Traci Baker’s house. She and her son Mason Baker have made it a rule to stay away from words that give healthy choices a bad connotation.

“It’s an everyday battle for us,” says the president of Bariatric Life Coach Association LLC, referencing her lifelong struggle with obesity, which prompted her to get bariatric weight-loss surgery almost eight years ago. She’s also watched school bullies tease her son about his oversized waistline since he started third grade. But Mason, now a high school sophomore, isn’t a stand-alone case. He’s among the 1 in 3 children or adolescents who are overweight or obese in the U.S., according to the Centers for Disease Control and Prevention.

“Obesity is a disease that we don’t talk about in a positive way,” Traci Baker says. “A lot of people don’t understand what we or our kids go through.” From what you eat to what you do, Baker knows changing your lifestyle isn’t easy, but it’s also not impossible. Here are some tips from medical experts on how parents can help their children get to a healthier weight.

Talk to a pediatrician. Before you revamp your fridge, make sure your child does, in fact, need to lose weight. It can be difficult to judge whether your child has a weight issue without a medical opinion. In recent research, Dr. Dustin Duncan, assistant professor in the Department of Population Health at New York University School of Medicine, found that nearly all parents thought their preschooler was at a healthy weight, when many were not. Duncan and his team studied 3,839 children from 1988 to 1994 and 3,153 children from 2007 to 2012. The studies of children 2 to 5 years old showed that 97 percent of parents in the first survey thought their overweight child was healthy, and 95 percent thought the same in the second. Duncan says the results show how difficult it is for parents to accurately identify problems in their child’s weight.

He adds that it’s important for parents to talk with a pediatrician and ask about their child’s body mass index, a calculation of weight and height that shows whether a child is at a healthy level. Obesity in children is defined as at or above the 95th percentile by the CDC. If your child has reached that percentile, pediatricians can help set realistic goals to get your child to a healthier BMI.

Start with a family discussion. Kristi King, a senior dietitian at Texas Children’s Hospital and spokeswoman for the Academy of Nutrition and Dietetics, recommends using family members with health issues to segue into a discussion about eating healthier as a household. Talking about the health needs of a grandparent with diabetes, for example, is a way to avoid putting a spotlight on your child. “It works much easier when the whole family gets involved,” she says. King adds that many parents are surprised to discover their kids have an opinion on their body weight but don’t voice it. She recommends asking, “Do you like the way you look? What do you want to change?” Sometimes the conversation can help a child open up about whether he or she has been picked on in school because of body weight.

Keep weight loss positive. Parents should be sensitive with words when talking about weight concerns, steering clear of any name-calling or blunt language. “Those words hurt, and those words are going to stick with their children,” King says. Instead, she says it helps to know what will motivate your child to lose weight. “If we elicit negative emotions, that doesn’t motivate you to make a healthy change — that just makes you feel worse,” says Dr. Stephen Pont, pediatrician at Dell Children’s Medical Center of Central Texas and chair of the American Academy of Pediatrics Section on Obesity. He says families should use positive reinforcement to praise healthy decisions. For example, if your child opts for an apple instead of a bag of chips, acknowledge that healthy choice.

Make small changes that stick. Eating healthier doesn’t mean your child can’t have birthday cake or soda on a special occasion. “Food should not be eliminated completely. It’s not like tobacco or alcohol, where if someone is inclined to overdo it, they can go cold turkey,” Pont says. His patients who have the greatest success managing their weight are those who make small changes that stick. One way to do that is to try the 5, 2, 1, 0 method. Each day, your child should eat five fruits or vegetables, spend two or less hours using an electronic device, get one hour of physical activity and have zero sugary drinks, he says. Many families also tend to overeat, and measuring food before mealtimes is a way to teach kids portion control. King’s rule of thumb: Use your hand to measure food. Meat shouldn’t be thicker than your hand, fruit shouldn’t be bigger than your fist and bread shouldn’t be longer than two palms side by side.

Switch your snack strategy. Snacks are essential for the development of growing kids, but so is setting limits, King says. You can’t expect your child to immediately jump for joy when you swap a Twinkie for a banana. Instead, make a list of healthy snacks, and let them chose what they like. Easy substitutes for processed snacks include: an apple and string cheese, a tablespoon of peanut butter with a banana or low-fat yogurt and fruit. “Keep it at eye level, so it’s right there and easy to grab,” she says, adding that snacks should include two food groups to help kids meet recommended daily nutrients.

Don’t rush weight loss. Encourage your kids to make healthy lifestyle changes, but don’t obsess over numbers. “Teaching them to count calories … might actually harm them in the future,” King says, “and they could end up with an eating disorder.” The amount of calories kids should consume depends on age, gender and weight, so it’s important to ask your pediatrician or dietitian how many calories your child should have daily and what food groups they should come from. For kids under 11 years old, weight loss should happen very gradually, King says. Kids can lose a half-pound to a pound per week, but if they are losing more, she says that could put them at risk for not getting all the nutrients they need.

Exercise as a family. One of the first steps parents can take to get their kids moving is to shut off the TV, Pont says. Since children with obesity tend to do very little physical activity, he recommends starting slow with walks around the block. “My family and I enjoy martial arts because my wife and I can do physical activity and learn a new skill at the same time as our kids,” Pont says. He adds that it’s important to find an activity your child likes, whether it’s joining the soccer team or going on family nature hikes, so he or she doesn’t see it as a chore. As an incentive, King recommends parents offer rewards for accomplishing physical activities. For example, a family trip to the movies can be a reward for biking three times a week.

Don’t give up. Traci Baker says it’s never too late to start a healthier life for you and your kids. While she says she feels responsible for passing on the unhealthy habits that led to her son’s obesity, together they push each other to live a healthier lifestyle by reading food labels and preparing healthy meals. Overcoming obesity isn’t just a day-by-day goal, she adds. It’s minute-by-minute. “It’s something [people] have to work on on a daily basis and know they’re going to have bad days,” she says. “That’s OK. [They] just have to know to pick themselves up and start a new day.”

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When Your Child Has Obesity: How to Tackle Weight Loss as a Family originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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