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It’s Not Your Fault: Dealing With Guilt After a Lung Cancer Diagnosis

On April 5, 2005, Peter Jennings, the long-time news anchor for ABC, announced that he had been diagnosed with lung cancer. In the very next sentence, he admitted he had smoked for much of his life and that he had weakened and taken up smoking again after the attacks on 9/11. Implicit in this admission was a sense of guilt over having caused the cancer which eventually took his life, and this unfair perception is something that lung cancer patients have to deal with constantly from family members, friends and society.

As a medical oncologist who treats patients with lung cancer, I see the detrimental effects of this stigma all the time. I often hear patients blame themselves, and I’ve even seen spouses blame their better halves right to their face. On a public policy and philanthropic level, there is a general lack of sympathy and desire to support research for lung cancer treatment despite its position as the No. 1 cause of cancer-related death in the country, which is reflected in a relatively low rate of funding compared to other cancers. Studies have shown that a majority of the public believes all lung cancer is caused by smoking, and that patients have both a high level of guilt and a high level of anxiety over being blamed for causing their cancer.

What most people don’t know is that a majority of patients with lung cancer have already quit smoking before they were diagnosed, a tremendous accomplishment considering how addictive nicotine can be. Worldwide, 25 percent of lung cancer cases are diagnosed in people who have never smoked. Even though tobacco is the leading risk factor for developing lung cancer, most smokers start as children or teens — before they’re able to make adult decisions — and once hooked, tobacco is as addictive as heroin and as hard to quit. Blaming these people for their cancer is completely unfair and just makes a horrible situation even harder to deal with. Luckily, organizations like the Lung Cancer Alliance are starting to fight this stigma through campaigns like the “No one deserves to die” ad campaign, but there’s still a long way to go.

Of course, guilt is not unique to lung cancer patients. Many patients with cancer wonder what they did wrong when they’re diagnosed: Could I have led a healthier lifestyle? Should I have seen the doctor last fall when my back started hurting? Why did I skip my mammogram last year to attend my family reunion? The notion that cancer is a preventable illness is broadcast everywhere in the popular media. We’re told that by losing weight, eating organic foods, taking vitamins, getting all our recommended screening tests and avoiding “toxins,” we can prevent cancer before it takes hold.

The reality is that only a minority of cancer is caused by a specific cause, and our ability to prevent it is relatively modest. Yes, a healthy lifestyle and recommended cancer screenings are important, but we need to understand their limitations and not place blame when bad things happen anyway. Even strong risk factors like tobacco smoking only cause cancer in a minority of people (although there are lots of other important reasons to quit). Most people who get cancer simply have the wrong combination of genetic predisposition, exposure and bad luck. Guilt over wondering if you brought this on yourself helps no one, and as a society we need to work to reassure all patients with cancer that this isn’t their fault. No one deserves to get cancer, no one deserves to die of cancer and everyone deserves the very best care for their illness.

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It’s Not Your Fault: Dealing With Guilt After a Lung Cancer Diagnosis originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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