Skip to main content

Are You Setting Your Sights Too Low?

When you’re job searching, it can be very hard to decipher a job description. There really is no standard practice out there, and it can be very tough to figure out what a company truly expects in a candidate. Some will tell you a posting is more like a wish list and companies just want to see what they can get. However, it will most likely be a waste of your time to apply if you don’t meet any of the minimum or required qualifications.

But how can you tell if you’re devaluing your experience when selecting which jobs to apply to? Maybe you’re returning to work after an absence and feel like you’re not up to speed on the latest technology. Don’t let that hold you back from going after jobs you qualify for and deserve. If the following situations apply to you, you may be setting your sights too low.

If you have been out of the workforce for personal reasons: There are many personal reasons why people take time off, either by necessity or choice. Don’t feel like employers won’t understand that. They should, and you can be transparent about it in a cover letter and résumé. If you logged several years of work prior to this break and can identify skills and accomplishments and how they align with a job of interest, go for it! Don’t think that you have to apply to a lesser job just because you have been out of the working world for some time.

Also, remember that volunteer work is valuable. If you’ve done any type of volunteer work in the meantime, include it.

If you are currently unemployed: Perhaps you just couldn’t take it anymore and resigned. Or you were laid off. Again, this happens often, and employers will not be shocked by it. Some people think they will be completely looked over if not currently employed. This could happen, but it’s less likely to if you are up front in a cover letter or résumé about your reason for being unemployed.

There are diplomatic ways to express that you hated your boss and quit. Talk it out with friends and family to figure out how to say what’s going on in an honest, appropriate way.

If you are worried about your educational background: Depending on your field, it can be difficult to get an interview if you don’t have a degree beyond high school. But strong work experience is generally viewed as more valuable. Companies will sometimes consider work experience in lieu of a higher degree. That said, it cannot hurt to ask.

If you’ve sent out dozens of job applications with no responses: This is less of a sign of not being up to snuff than of the need to change your approach to job searching. The chances of receiving responses to blind application submissions are close to none. If you haven’t been doing any networking or outreach to people in your industry or the one you’re targeting, it’s time to start. Referrals are the most common way people get jobs today. Sitting behind a computer screen day after day is not going to help you get the job you want.

If you’ve been told in the past that you’re overqualified for a job: This is not an easy thing to hear, especially if you’re really interested in a particular job. Unfortunately, people easily make assumptions and may feel you would become too bored in the job and leave for a more exciting opportunity if it came along.

Don’t let this comment make you start applying for jobs below your level of experience and expertise. Devise a way to clearly explain your interest in the jobs you’re looking at. Be able to say why you think it’s a mutually beneficial fit for you and the company.

If you’re changing careers: We often have to take entry-level jobs if we are making drastic career changes, but that’s not always the case. If you can equate most or all of the skills and background you possess to your newly chosen career, perhaps you should not be starting out at the bottom. This is something you can explore in informational interviews. Remember: Networking is key.

It is not an easy thing to build yourself up and go for jobs you should be targeting when you haven’t been working, or when you’ve been beat down and lost confidence over an employer’s comments. You need to keep in mind that a company often doesn’t know exactly what kind of person it’s looking for until it finds him or her.

Human resource professionals often write job descriptions, and there can be a disconnect between what is in the posting and what a hiring manager really needs and wants. A hiring manager may see a résumé and discover something that would be useful for his team that wasn’t apparent in the posting or that he hadn’t considered before. That person could be you.

Don’t devalue your background. Showcase it, no matter what your circumstance.

Marcelle Yeager is the president of Career Valet, which delivers personalized career navigation services. Her goal is to enable people to recognize skills and job possibilities they didn’t know they had to make a career change or progress in their current career. She worked for more than 10 years as a strategic communications consultant, including four years overseas. Marcelle holds an MBA from the University of Maryland.

More from U.S. News

The 100 Best Jobs of 2015

12 Steps to Asking for a Raise — and Getting It

7 Ways to Crush a Phone Interview

Are You Setting Your Sights Too Low? originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
Read Next Story