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Know the Do’s and Don’ts of Using a Commission-Based Recruiter

Preparing to study in the U.S. can be quite overwhelming for international students. As an international student, you may have questions about how you can obtain a student visa, what fees you’ll have to pay and where you will live.

Some international students turn to commission-based recruiters to address these questions and concerns. A recruiter charges fees or receives a commission for helping you obtain a student visa, find housing, select an academic program or other services. But keep in mind that you do not need a recruiter to study in the U.S.

If you decide to pay someone to assist you, make sure you understand your rights and responsibilities. The following is a list of do’s and don’ts to consider when deciding if a recruiter is right for you.

See how U.S. schools fared in the [Best Global Universities rankings.]

Do: Research to determine if a recruiter is right for you. Find reviews online and ask the recruiter for references you can speak with. You should be especially wary if background information is difficult to find. The U.S. government cannot force recruiters to refund fees for not meeting your expectations.

Don’t : Rely on a recruiter to ensure your living arrangements or school programs meet your standards. You can use EducationUSA‘s free advising services to navigate all of your academic options. You should also speak with on-campus staff to determine if a living situation is right for you.

Use these [five statistics to find a U.S. college fit.]

Do : Select a Student and Exchange Visitor Program-certified school. Talk directly with the school’s designated school official about how your academic credits may transfer.

Don’t : Use your recruiter to verify employment opportunities. Only your designated school official and the U.S. government can authorize you to work in the U.S.

Do : Contact your designated school official directly with all questions about your Form I-20, “Certificate of Eligibility for Nonimmigrant Status.” Your official will send this form to you before you come to the U.S. to study.

Here are [four things international students should look for in a U.S. college.]

Don’t : Use documents that are not yours to support your eligibility for an F-1 or M-1 visa. They may be forged. All necessary documents should be yours and mailed or given directly to you by a school or U.S. government official.

If a U.S. consular officer or border agent identifies any documents as altered or fraudulent, you will be ineligible for your F or M visa, and possibly, future U.S. visas.

Do : Provide your own answers to all university admissions essays and visa interview questions. Making false statements during a visa interview could make you ineligible for your F or M visa, and possibly, future U.S. visas.

If you have more questions about how to prepare to study in the U.S., visit the Study in the States website to learn more about the international student process.

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Solve 4 Myths About International Student Recruitment Agents

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Know the Do’s and Don’ts of Using a Commission-Based Recruiter originally appeared on usnews.com

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. 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If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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